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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great app

Very easy to use, great communication Reviewed on: 29th March 2022

Brilliant experience

I have had and still have a brilliant experience as a customer of Zopa, they have amazing customer service and I would highly recommend the company to friends and family Reviewed on: 29th March 2022

Very satisfied.

Good service. Very easy to use and professional service. Reviewed on: 29th March 2022

Zopa

Zopa have been outstanding in helping to achieve my first credit card which was so difficult in the past I received great communications from them with considerations on customer care Reviewed on: 29th March 2022

Quick response

Very transparent in communication,quick customer response and easy to set up. Reviewed on: 29th March 2022

Simply the best

Easy to use. Keeps you updated on your expenditure through instant notifications. Reviewed on: 29th March 2022

Easy set up

Easy to set up and great for people with existing lending Reviewed on: 29th March 2022

Brilliant!

Easy to use!! Brilliant app!! I would recommend to family and friends Reviewed on: 29th March 2022

Effortless

Effortless. So easy to apply and manage. Timely alerts. Simple app. Just a credit card with no fuss. Reviewed on: 29th March 2022

Excellent

My experience with zoopa , great stress free and easy to adapt and access Reviewed on: 29th March 2022

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