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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I got this as a credit building tool, and have been...

I got this as a credit building tool, and have been able to increase my score steadily since i started using it, with sensible limit increases and excellent app to give great visibility and ease of management of my account. Reviewed on: 15th January 2026

A great company.

A great company that helps and advises. Reviewed on: 15th January 2026

good experiance

very nice and easy setup with all help needed Reviewed on: 15th January 2026

Excellent choice

Since receiving my account, everything has been extremely easy. From spending to paying back. Reviewed on: 15th January 2026

Easy to get money from cash point

Easy to get money from cash point Reviewed on: 15th January 2026

ZZOPA IS CREDIBLE

Service is satisfactory and procedures are easy to follow. Reviewed on: 15th January 2026

Zopa's onboarding experience was clean and quick.

Zopa's onboarding experience was clean and quick. Clear communication, and very helpful Reviewed on: 15th January 2026

Money experts

Having had credit cards in the past, I feel in good hands with Zopa. They lend responsibly and do not badger to increase amount of credit. Reviewed on: 15th January 2026

very good credit card

very good credit card has give me another start to rebuild Reviewed on: 15th January 2026

Always good no problem from start

Always good no problem from start Reviewed on: 15th January 2026

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