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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very friendly, and easy app to use

Very friendly, and easy app to use Reviewed on: 28th April 2025

Excellent customer service.

Excellent customer service. No waiting days like some other card providers for the balance to show when a payment is made it comes off instantly. Reviewed on: 28th April 2025

Great experience Zopa

Great experience with using a Zopa credit card. Zopa has good offers and helps with credit building. Reviewed on: 28th April 2025

Had poor credit rating

Had poor credit rating qualified for zopa card not looked back Reviewed on: 28th April 2025

They do not over charge u as others do

They do not over charge u as others do Reviewed on: 28th April 2025

Really helpful and friendly service

Really helpful and friendly service Reviewed on: 28th April 2025

I have never had any issues with the service I recei...

I have never had any issues with the service I received Reviewed on: 28th April 2025

9 out of 10

All good nothing to complain at all very positive experience so far Reviewed on: 28th April 2025

Best credit card in the UK easy to build up credit s...

Best credit card in the UK easy to build up credit score and now a account I can use for my everyday purcheses. And saving intrest is just iceing on the cake Reviewed on: 28th April 2025

I have the credit card now for almost 5 years and ne...

I have the credit card now for almost 5 years and never had any issues. Every details, terms and conditions are clear to understand Reviewed on: 28th April 2025

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