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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply for credit card

Everything from applying to being accepted and receiving my credit card was a simple and painless way to apply, I would certainly recommend Zopa, and would say they deserve the British Bank Awards 2022 Reviewed on: 29th March 2022

Zopa has amazing benefits

I am really happy being a new customer of Zopa the extras they do to boost your credit and help you save are amazing. Reviewed on: 29th March 2022

Very easy to use and easy payments

I've found zopa very easy to use and understand not had any issues at all and payments are easy fixable and fast what more can you ask for Reviewed on: 29th March 2022

Easy access and great response

It was so easy to access and get a credit card and app is so easy to use Reviewed on: 29th March 2022

Starling

Fab always easy to use and fast updates Reviewed on: 29th March 2022

Best customer care and help

Zopa have always been quick to reply to my queries and are always quick and effecient with communications and information regarding my account. Reviewed on: 29th March 2022

Excellent service

Wonderful service provider I have ever seen Reviewed on: 29th March 2022

Zopa, the one stop shop

I applied for Zopa. They told me my credit limit and walked me through setting up the app (really easy). Everytime you make a purchase you get a text immediately, which I think is fantastic. All of your information is easy to see in the app.....amount spent, remaining balance, how much minimum payment is and when its due. Everything is right there at your fingertips. I wouldn't hesitate to recommend Zopa to anyone. Reviewed on: 29th March 2022

The best

Easy and fast response to applications Reviewed on: 29th March 2022

Amazing service

Quick and amazing service! Would recommend to friends and family Reviewed on: 29th March 2022

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