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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

rekiable and awesome

reliable, getting cash back on every purchase, it like earning money Reviewed on: 29th March 2022

Amaxing credit card sevi e and excellent customer service

I opened up my zopa account to help me pay for christmas when money was tight. Got accepted straight away and really easy to apply. Easy to use app to make keeping track of your spending easy. Affordable monthly repayments and you can also set up reminders or monthly direct debits to help pay it back. Definitely recommend. Reviewed on: 29th March 2022

Great bank

I couldn't have asked for anything better. Reviewed on: 29th March 2022

Excellent company

Really don’t know what to say best credit card I’ve had recommend anyone Reviewed on: 29th March 2022

Zopa credit card is good to use

Zopa credit card it comes to solve my financial problem by using Zopa credit card for payment of everyday transactions. It helps to replace cash problem in my payment. Reviewed on: 29th March 2022

Better than others

I am happy to say one of the better loan companies on the market Reviewed on: 29th March 2022

Ace service

App is easy to use, payments are instant and advice on improving credit score is invaluable Reviewed on: 29th March 2022

nice

easy and no problems I recommend .. you will not regret download the app ... ease Reviewed on: 29th March 2022

Quick efficient service

Applied for a Zopa card on the Friday and it was here on the Monday. Very quick and efficient service Reviewed on: 29th March 2022

Great service

Easy quick and understandable. No problems Reviewed on: 29th March 2022

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