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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing service

Quick and amazing service! Would recommend to friends and family Reviewed on: 29th March 2022

FAB CARD

Zopa is helping build my credit again thank you so much. Reviewed on: 29th March 2022

Value for money!

Despite initIal inconvenience, Zopa has proved to be number 1 in terms of service! Reviewed on: 29th March 2022

I think Zopa is a great company

I have enjoyed being a Zopa customer it is a brilliant app and easy and self explanortary happy customer. Reviewed on: 29th March 2022

Friendly and understanding

Good bank friendly and understanding Reviewed on: 29th March 2022

I am completely happy with my new credit card. All all queries have been dealt with with minimal fuss. I have promoted your card to friends and family.

All questions have been answered in a professional manner. Reviewed on: 29th March 2022

My experience

Brilliant and easy to use. Easy to use the app also . Reviewed on: 29th March 2022

Fab-u-lous

Quick application, easy to navigate app. You can make payments quickly on the app it’s really convenient. The updates when I use the card are really useful too. Great service, defiantly recommend. Reviewed on: 29th March 2022

Brilliant

Zopa have been a very easy credit card to use and understand. payments are easy to make and using the app is very convenient. Absolutely brilliant Reviewed on: 29th March 2022

rekiable and awesome

reliable, getting cash back on every purchase, it like earning money Reviewed on: 29th March 2022

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