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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Alaina's review

Easy to use app. Payments are straight forward. Good service and email reminders Reviewed on: 29th March 2022

Very happy with Zopa

Easy to apply very efficient customer service support too Reviewed on: 29th March 2022

Customer review

One of best card which helps to improve credit score, great benefits, best card to start build your credit score and great cash options when we use within credit limit. Best customer service and easy credit limit increase process. I would recommend everyone to choose Zopa. Reviewed on: 29th March 2022

Great & easy to use

Would recommend Zopa to friends & family easy to set up & use Reviewed on: 29th March 2022

Good one

Their service above my expectation. Reviewed on: 29th March 2022

Very good

Easy to use and you get loads of offers Reviewed on: 29th March 2022

Amazing

Very responsive, quick and easy. Reviewed on: 29th March 2022

Helpful credit

This really helps stretch the cost of purchase's through the month and gives me a bit of room which is awesome. I would recommend this to anyone who doesn't already have a credit card. Reviewed on: 29th March 2022

5 Stars, Perfect in all areas

5 Stars, Perfect in all areas. I can not fault Zopa in way. Outstanding service and super efficient and flawless App Reviewed on: 29th March 2022

Absolutely brilliant service

Brilliant company honest upfront and helpful Reviewed on: 29th March 2022

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