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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
156350% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

I Can't fault this company. I would Highley recommend them.Highley recommend

5
Ease of use on the App. Ease of payment. Reviewed on: 29th March 2022
Mark Fuller's avatar
Mark Fuller

Really helpful and friendly

5
Easy to deal with from start to finish Reviewed on: 29th March 2022
Joe bowley's avatar
Joe bowley

Great company

5
Great company to help with credit. Love the cushion to help with managing your money Reviewed on: 29th March 2022
Kevin's avatar
Kevin

Nice and easy financial

5
The process of application to payment of credit card is so simpler. Reviewed on: 29th March 2022
Shashank Gowda's avatar
Shashank Gowda

Excellent

5
Excellent service by zopa, App also well designed. Reviewed on: 29th March 2022
Harish Kolli's avatar
Harish Kolli

Excellent

5
Very good service and easy to use Reviewed on: 29th March 2022
Matthew Arthur 's avatar
Matthew Arthur

Very nice any easy to use of zopa credit card

5
It is very good for the beginners who want make a good credit score and its very easy to use . Reviewed on: 29th March 2022
Mrs Preeti's avatar
Mrs Preeti

Helpful and friendly service

5
The whole process was quick and painless. Easy to understand and easy to follow. Reviewed on: 29th March 2022
Obi Osakwe's avatar
Obi Osakwe

Excellent service and provider

5
The sign up process was easy and quick with a fast response. I have found it easy to use the app and it provides everything I need to keep track of my card and balance. Reviewed on: 29th March 2022
Victoria Garrow's avatar
Victoria Garrow

Excellent company with great features

5
Excellent company that offers great deals particularly like they’re credit cushion feature Reviewed on: 29th March 2022
Jordan Bailey's avatar
Jordan Bailey

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