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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing

Extremely helpful and easy to use/understand Reviewed on: 29th March 2022

Excellent

Excellent service quick and easy way to use Zopa card Reviewed on: 29th March 2022

Overview of my experience

I have a credit card and personal loan with Zopa. On both occasions I feel they very efficient on determining my credit limits to affordable limits. The whole process, on both occasions were very professional and dealt with efficiently and timely. Very highly recommended Reviewed on: 29th March 2022

Smooth Process

The entire process was simple and easy from application to setting up the app. I'm happily using the card and repayments are updated instantly. Reviewed on: 29th March 2022

Great service

I applied for my answer straight away and card came with a week. Was so easy to set up monthly payment and you can add payments anytime if you want to. Very happy with the service so far Reviewed on: 29th March 2022

Great deal. Easy to repay

I am using it almost everyday. And spending and repayment is so quick. Reviewed on: 29th March 2022

Best product on market always had LG glad I chang

Very professional very curtious very polite and not trying to give you something you don't want Reviewed on: 29th March 2022

Simple and easy. Straight forward

First time I’ve taken out a credit card with Zopa. The actual app is amazing to use. So quick and easy. Much better than any high street bank card. I will definitely recommend this card to everyone Reviewed on: 29th March 2022

Quick and reliable service

I’ve been so pleased with how quick the app is set up my card was activated straight away Reviewed on: 29th March 2022

Absolutely fantastic amazing

Fantastic rates amazing custermer service overall absolutely fantastic Reviewed on: 29th March 2022

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