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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Very happy with Zopa

5
Easy to apply very efficient customer service support too Reviewed on: 29th March 2022
Chirpytoo's avatar
Chirpytoo

Customer review

5
One of best card which helps to improve credit score, great benefits, best card to start build your credit score and great cash options when we use within credit limit. Best customer service and easy credit limit increase process. I would recommend everyone to choose Zopa. Reviewed on: 29th March 2022
Shravan Kumar's avatar
Shravan Kumar

Great & easy to use

5
Would recommend Zopa to friends & family easy to set up & use Reviewed on: 29th March 2022
jae 's avatar
jae

Good one

5
Their service above my expectation. Reviewed on: 29th March 2022
Kazi Nazmul Islam's avatar
Kazi Nazmul Islam

Very good

5
Easy to use and you get loads of offers Reviewed on: 29th March 2022
kamel soleyn's avatar
kamel soleyn

Amazing

5
Very responsive, quick and easy. Reviewed on: 29th March 2022
Adebayo Latifat's avatar
Adebayo Latifat

Helpful credit

5
This really helps stretch the cost of purchase's through the month and gives me a bit of room which is awesome. I would recommend this to anyone who doesn't already have a credit card. Reviewed on: 29th March 2022
Marlee Roberts's avatar
Marlee Roberts

5 Stars, Perfect in all areas

5
5 Stars, Perfect in all areas. I can not fault Zopa in way. Outstanding service and super efficient and flawless App Reviewed on: 29th March 2022
Daniel Clarke's avatar
Daniel Clarke

Absolutely brilliant service

5
Brilliant company honest upfront and helpful Reviewed on: 29th March 2022
Pat Maskell's avatar
Pat Maskell

Amazing

5
Extremely helpful and easy to use/understand Reviewed on: 29th March 2022
Danc456's avatar
Danc456

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