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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Easy application

Easy to apply Easy to pay Useful app Very happy with my overall experience Reviewed on: 29th March 2022

Really good company

Zopa is the best credit card I've used their customer service is really good have recommended to friends and family Reviewed on: 29th March 2022

A great card for all those unplanned events.

Such a useful resource to use as and when needed, superb. Reviewed on: 29th March 2022

Fantastic!

Fantastic customer service. Wonderful card, can't recommend highly enough. Reviewed on: 29th March 2022

The most friendly, flexible and facilitating experience

ZOPA are an institution that has met me as an individual at the point of my needs. They are clearly under-rated, however they have positively contributed to economic lives of the people I enabling them to get the credit they can afford and at the shortest possible time. Regards David Miokore Hart Reviewed on: 29th March 2022

Best credit card out there

Second credit card I’ve had and I would choose it over the bigger more known ones anyday Reviewed on: 29th March 2022

simple and easy, couldn't ask for better

new to this but no problems, everything works as it should Reviewed on: 29th March 2022

Great card good system

Easy app to use very simple and good notification when spend something and updates also check on app to verify things. Reviewed on: 29th March 2022

Its very easy to use, application is user friendly

Amazing customer service, user friendly application Reviewed on: 29th March 2022

Good

It's been a great experience very easy to use services Reviewed on: 29th March 2022

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