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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Fantastic company

Very quick to respond,customer service always do there best in any situations,happy customer Reviewed on: 29th March 2022

Brilliant and Easy

The whole experience was easy, the notifications telling me how much I've spent is good to keep track off and also the security when purchasing online is really good too. This comes in handy if there is any fraudulent activity on the account Reviewed on: 29th March 2022

Easy to use fantastic online APP

Using this card keeps you up to date on all spends and transactions fantastic to use always confident to use their services Reviewed on: 29th March 2022

Best card I have

I have had great experience with Zopa even tho I have only been with them for a few months I used my credit paid it back and then they offerd me a rise which was ideal! I have already told my friends,Family and my partner some that have applied and recieved their own Zopa card could not ask for any better customer service. Great credit card providers of the year so far. Reviewed on: 29th March 2022

Brilliant company

I've had nothing but brilliant service from zopa nothing is any hassle Reviewed on: 29th March 2022

Very good

Confidence efficiency honesty all in one named Zopa. Reviewed on: 29th March 2022

The best

I'm very pleased.I apply for the credit card and I receive the answer very quick.You are the best 100% Reviewed on: 29th March 2022

Best card ever

The card came at the worst time but by getting it it gave me the ability to get my girls god presents for Christmas Reviewed on: 29th March 2022

Awesome

Best card ever. Love the fact you get a text which tell you were n how much you spent. Fantastic Reviewed on: 29th March 2022

Excellent

Very easy to apply with an easy app that is clear to navigate and very informative with tips to boost your credit score. Reviewed on: 29th March 2022

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