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Zopa: Credit card reviews

4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
156350% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

Verry good credit cart

5
Very good company and very good credit cart Reviewed on: 29th March 2022

Great

5
Great company would recommend hugely Reviewed on: 29th March 2022

Zopa Credit Card & Savings pot

4
It’s good to have some credit again , it really helps take the anxiety out of unforeseen expenditure. Enjoy using the savings account too Reviewed on: 29th March 2022

Mr

5
Everything is ok good great Reviewed on: 29th March 2022

100% satisfied

5
I am very satisfied with the account I opened, they are helpful in any doubts we may have, so the advice I open an account on Zoppa Reviewed on: 29th March 2022

5 Stars

5
They are very fast with the results, very easy application easy to use I recommend it. Reviewed on: 29th March 2022

Great

5
Easy to use, good customer service Reviewed on: 29th March 2022

Very efficient

4
Nice , professional and quick response Reviewed on: 29th March 2022

Perfect !!!

5
I am very happy :) thank you credit card from all people Reviewed on: 29th March 2022

Easy company to apply for

5
For someone with bad credit, they approved me and gave me a credit limit that I’m able to afford in full each month to build my credit score back up and be on the right path to rebuilding my credit score Reviewed on: 29th March 2022

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