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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

I can recommend zopa 100% to people

Their interest are good compared with other credit cards Reviewed on: 29th March 2022

Easy use card

This card was easy to apply for and very easy to manage on the app Reviewed on: 29th March 2022

Great and friendly service

Highly recommend this card to improve your credit score. Good customer service Reviewed on: 29th March 2022

Fab all round

I am very happy with the overall service. Reviewed on: 29th March 2022

Positive provider with easy app

The app is easy to use, and helps manage payments and set up direct payments. Reviewed on: 29th March 2022

technophobe friendly

Easy strait forward no stress, comparing to other household named credit card companies iv used this one is great. Everything is there sectioned the heading will take you exactly where you want to go not where they think you want to go transferes,payments, weekly notifications on your current eligibility for credit upgrades but the thing I really like is it helps you to get a grip on your finances step by step instruction on how to do it and where you can approve I love it. Reviewed on: 29th March 2022

Great

As a young person, it is hard to get credit cards unless you have a good credit score. Zopa has helped me start to build mine!! Reviewed on: 29th March 2022

Can't fault them

Not only do they help with your credit they also encourage you to save up money by using the Zopa app Reviewed on: 29th March 2022

Brilliant

Brilliant couldn't be any better Reviewed on: 29th March 2022

Zopa have been great

First time using a credit card and Zopa made it very straight forward. The one time I did have an issue their support team we’re available and really helpful. Reviewed on: 29th March 2022

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