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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Friendly credit card company

Love my Zopa card. Easy to use and manage with the app. Highly recommended to anyone looking to build their credit rating. Love it! Reviewed on: 29th March 2022

Quick, easy an friendly!

I found the Zopa experience to be really straight forward and very quick. The card arrived earlier than expected and registering on the app and getting my PIN sorted couldn't have been simpler. I get alerts with every use and checking my balance takes seconds. Zopa really helped me out of a tight spot, so thank you, Zopa! Reviewed on: 29th March 2022

Clear and easy

Great app, very fast so easy to see exactly where you are with your finances. Reviewed on: 29th March 2022

Amazing

Zopa has helped me out pay off some final bills! Reviewed on: 29th March 2022

Excellent

I'm recommending from anyone else to used. Best service in the world Reviewed on: 29th March 2022

Zopa the propa bank

Easy to open an account not to much red tape.phone staff helpful and friendly Reviewed on: 29th March 2022

Great and fast service

Perfect . They helped with Everything really put time and effort in to helping me Reviewed on: 29th March 2022

Helpful and friendly service

Helpful and friendly service. Clear conditions without hidden charges. Reviewed on: 29th March 2022

A breath of fresh air!

Application was simple and the website easy to use. So far great service Reviewed on: 29th March 2022

Very good ni

Nice bank thank you .......... ...... Reviewed on: 29th March 2022

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