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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Very good ni

Nice bank thank you .......... ...... Reviewed on: 29th March 2022

Brilliant

No frills, no gimmicks or pantomime & so easy to use Reviewed on: 29th March 2022

Superb!

Great service. App very user friendly. Never any service issues. Easy to make payments. Several payment Options which provides flexibility. Reviewed on: 29th March 2022

Excellent

It's been excellent so far no complaints whatsoever. Reviewed on: 29th March 2022

Better than the rest

I found Zopa after reading a few good things about it and they’re by far the best people to go to.. never had any issues with my credit card! The app is easy to use and payments are easy to make! 10/10 app! Couldn’t fault. Reviewed on: 29th March 2022

Easy quick and user friendly

It's a good bank with good service Reviewed on: 29th March 2022

Staff are very helpful and the app

When I had a problem there was so great and the app is so great Reviewed on: 29th March 2022

I love this

App is simple and straightforward to use. Really love the savings feature, as well as the eligibility meter and the deals sections Reviewed on: 29th March 2022

Fantastic

So easy and simple to use!! The team at Zopa are just great!! Reviewed on: 29th March 2022

Best Card around

Best card to help with all your needs Reviewed on: 29th March 2022

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