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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Great card

Great card come with good benefits Reviewed on: 29th March 2022

Exellent

Efficient and fast reliable anyone can apply Reviewed on: 29th March 2022

Very good card for every day purchases

Excellent customer support, very efficient and good customer service Reviewed on: 29th March 2022

Great service

Very quick account setup, no account issues. Reviewed on: 29th March 2022

Brilliant experience

Great service, no problems with using the app it’s very responsive and have not encountered any problems Reviewed on: 29th March 2022

Customer service amazing

Reliable and efficient customer service. No long queue or people not knowing. Very good service all round with a user friendly app Reviewed on: 29th March 2022

Good Service

They where quick to respond and I am please with the Service Reviewed on: 29th March 2022

Fair and Easy

Great app, instant repayments - as soon as you send the money, no waiting. Really good minimum payments Reviewed on: 29th March 2022

Excellent

Excellent service.excellent all round for everything Reviewed on: 29th March 2022

So good to stay with Zopa

Really awesome with their services Reviewed on: 29th March 2022

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