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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to get and use

It was so simple and straightforward and done so easily and quickly. The app helps manage and use the card and track my spending. Reviewed on: 29th March 2022

Excellent!

The only credit card company to accept me when I really need it, amazing!! Reviewed on: 29th March 2022

Really good service

Since I have been with them I had no problems really pleased with Zopa. Reviewed on: 29th March 2022

Amazement

Everything about this card is great, easy to use and the app is handy with tips on how to help one save and manage their money Reviewed on: 29th March 2022

Helpful

Gave me the chance I needed and a new start Reviewed on: 29th March 2022

Happy

From I joined zopa I couldn't be very happy with there service and very help staff and understanding Reviewed on: 29th March 2022

Felix

Prompt response and easy application Reviewed on: 29th March 2022

Excellent bank. Always happy to help.

Excellent bank. Quick response and decision. Always happy to help and answer any questions or queries. Goes above and beyond. Reviewed on: 29th March 2022

Best credit card company I have used!

I have had bad credit score and these guys have helped me build my credit score up! I would highly recommend Zopa to anyone! Reviewed on: 29th March 2022

Its Fabolous

I am very happy to having zopa card amazing service zopa keep it going up. Reviewed on: 29th March 2022

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