Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

View other Zopa products

4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

So quick and easy

Online questionnaire quick reply card arrived in less than a week love it Reviewed on: 29th March 2022

i m happy

i recommanded for all people its good card Reviewed on: 29th March 2022

Fantastic card

Best credit card ever used. Website is Reviewed on: 29th March 2022

Very easy process

A very easy process and approval Reviewed on: 29th March 2022

Excelent

Tranzacții rapide și sigure,respect pentru client Reviewed on: 29th March 2022

By far one of the best credit cards I've had.

Easy to complete application. Instant decision on approval. Card arrived very quickly and ready to use in seconds. Best credit card app I've used as its simple to use, has all the right tools to manage your account and offers you some great deals. Reviewed on: 29th March 2022

Top card

Brilliant card super app easy to use Reviewed on: 29th March 2022

Best service provider

I love the customer service and the ease in which I can access the service. I have in fact recommended Zopa to family and friends after which they have availed the services too! Reviewed on: 29th March 2022

Brilliant

I couldn't get a credit card,but ZOPA helped me to improve my credit rating and get credit, so thank you. Reviewed on: 29th March 2022

fantastic experience

Great service, easily manageable app and friendly customer service makes borrowing money that much easier. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 4.22 from 266 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews
Credit Card
from Ocean Finance 4.76 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub