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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best card around.

Easy to use and helps you out.no problem. Good to have something to rely on. Reviewed on: 29th March 2022

Awesome bank

Always hard to get a card with bad credit but these at zopa have welcomed me with open arms thanks for everything Reviewed on: 29th March 2022

Great product

Fantastic service highly recommended Reviewed on: 29th March 2022

VERY EFFICIENT SERVICE

I have been so impressed with Zopa so far, the ease of use of the app to the emails explaining everything thoroughly. No complaints at all. Reviewed on: 29th March 2022

Easy and quick!

Really east and quick application and app is good to work around. Always have my questions and queries answered quickly! Highly recommended Reviewed on: 29th March 2022

Easy and reliable

I have had a zopa credit card for the last year, what a change to my quality of life. The app is easily accessible on all formats and so simple to use. The interest rates are very competitive Thank you zopa Reviewed on: 29th March 2022

Amazing company

Great service , easy to apply , very straightforward app , generally brilliant customer service Reviewed on: 29th March 2022

Its Great

easy to use and understand. had my card set up within a week. Reviewed on: 29th March 2022

Great card

Easy to use app. Application is easy and takes minutes and fair credit limit given Reviewed on: 29th March 2022

Very professional and helpful

Always good to know that you are in safe hands Reviewed on: 29th March 2022

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