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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44345)

Simple and great!

5
Zopa credit card and app are simple and great. Everything is a click away, you can adjust payments, pay it all quite quickly and without hassle. 5* Reviewed on: 29th March 2022
Ines Damasceno 's avatar
Ines Damasceno

Best card around.

5
Easy to use and helps you out.no problem. Good to have something to rely on. Reviewed on: 29th March 2022
A graham's avatar
A graham

Awesome bank

5
Always hard to get a card with bad credit but these at zopa have welcomed me with open arms thanks for everything Reviewed on: 29th March 2022
Neil pickering's avatar
Neil pickering

Great product

5
Fantastic service highly recommended Reviewed on: 29th March 2022
Anita 's avatar
Anita

VERY EFFICIENT SERVICE

5
I have been so impressed with Zopa so far, the ease of use of the app to the emails explaining everything thoroughly. No complaints at all. Reviewed on: 29th March 2022
DEBBIE KETLEY's avatar
DEBBIE KETLEY

Easy and quick!

5
Really east and quick application and app is good to work around. Always have my questions and queries answered quickly! Highly recommended Reviewed on: 29th March 2022
Mia's avatar
Mia

Easy and reliable

5
I have had a zopa credit card for the last year, what a change to my quality of life. The app is easily accessible on all formats and so simple to use. The interest rates are very competitive Thank you zopa Reviewed on: 29th March 2022
The Captain's avatar
The Captain

Amazing company

5
Great service , easy to apply , very straightforward app , generally brilliant customer service Reviewed on: 29th March 2022
Daz's avatar
Daz

Its Great

5
easy to use and understand. had my card set up within a week. Reviewed on: 29th March 2022
Dillon G's avatar
Dillon G

Great card

5
Easy to use app. Application is easy and takes minutes and fair credit limit given Reviewed on: 29th March 2022
Lara Elizabeth's avatar
Lara Elizabeth

Review Zopa: Credit card now

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