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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great Service and Wonderful App

This app has so much to offer and it so easy to work with. They have great service and so many other rewards. Reviewed on: 29th March 2022

very good

really helpfull and pleasant to speak to Reviewed on: 29th March 2022

Outstanding quality service

Fantastic service always from Zopa from customer service to ease of the Zopa app best service on the Web thank you Zopa for an amazing service keep it up ❤️ Reviewed on: 29th March 2022

Well happy

Very easy to use,everythings easy to understand,with bills etc Reviewed on: 29th March 2022

No nonsense straight forward understanding

Only been with them for a short time and I've found them helpful and hassle Reviewed on: 29th March 2022

Customer service is excellent and very straightforward

I like Zopa because they are easy to use, and you get helpful hints as well as messages to keep track of your spending Reviewed on: 29th March 2022

Best service

Best service ever highly recommend Reviewed on: 29th March 2022

Everything outstanding keep track of spending

Everything great customer service lovely keep track of spending easy payments Reviewed on: 29th March 2022

Great customer service and very friendly.

Helpful staff, friendly and efficient. They have solved any problems i had with ease and speed. Very pleased with overall service. Reviewed on: 29th March 2022

Excellent

Very helpful credit card, easy to use and is very effective. Reviewed on: 29th March 2022

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