Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
156350% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43506)

Great service

5
Absolutely amazing service and information given in all aspects Reviewed on: 29th March 2022
Andrew Alexander's avatar
Andrew Alexander

Excellent credit card

5
Everything on line, just a finger print away. So easy to understand. Layout is brilliant, thank you. Reviewed on: 29th March 2022
Gerry Obyrne 's avatar
Gerry Obyrne

Easy and fast service and updates available

5
Easy and fast service and updates. Reviewed on: 29th March 2022
brahm kumar's avatar
brahm kumar

Straightforward and easily managed

5
Excellent credit card service with real-time payment capability and very clear terms. Highly recommended. Reviewed on: 29th March 2022
RobC's avatar
RobC

Great service

4
Ever since I received my card, the app makes it easy to manage and control my spendings. And whenever I call up they always have right answers. So great service all around. Reviewed on: 29th March 2022
Cedrick Kalala's avatar
Cedrick Kalala

Very good & very easy

4
Zopa have a great service and a great support team to help you along the way, with a easy set up and account system. Brilliant company. Reviewed on: 29th March 2022
James's avatar
James

Fantastic company

5
Zopa has really helped me boost my credit score as well as have a little extra money when needed, Reviewed on: 29th March 2022
Libby Cobb's avatar
Libby Cobb

Absolutely amazing.

5
Very easy to deal with and navigate the app, payments clear straight away. Reviewed on: 29th March 2022
Luca Brooks's avatar
Luca Brooks

Zopa is excellent

5
The Zopa credit card helps to rebuild you credit score Reviewed on: 29th March 2022
Mark J's avatar
Mark J

I think zopa is a very good credit card

5
It was so easy to do an application and was delighted with my credit limit I got to start off with Reviewed on: 29th March 2022
Jane Walker's avatar
Jane Walker

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5954 reviews
    Zopa

  • Personal loan

    from Zopa 4.94 from 68054 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill