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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Amazing

Great company, fantastic app. Brilliant customer services. Reviewed on: 29th March 2022

Best bank

I can imagine my life without Zopa Reviewed on: 29th March 2022

Brilliant

From applying to receiving card top class app is very good as well already told a lot of people about it Reviewed on: 29th March 2022

Fantastic card

My Zopa card has helped me so much in boosting my credit score and has supported me with managing my money each month. The app is easy to use as well. Fab card! Reviewed on: 29th March 2022

Best provider

App is easy to use and understand Reviewed on: 29th March 2022

First credit card in ages and the app is great

It’s helped me build my credit score and everything is laid out so it’s easy to understand Reviewed on: 29th March 2022

Trusted and most helpful credit card provider.

I never had credit card before until I needed one. I have been turn down many times from different banks and other companies because I don’t have good credit score. Surprisingly, when I tried Zopa, they accept me without hesitations consider I only have really low credit limit. They are really amazing!! Highly recommended. Reviewed on: 29th March 2022

Easy to use

Easy to apply, app is easy to understand, and its simply to transfer payments to the card... Reviewed on: 29th March 2022

Just great

I applied and within ten mins I was accepted and ready to go download the app and it couldn’t be easier fantastic company Reviewed on: 29th March 2022

Excellent Bank

Its easy to open an account, and it's managed to do banking online and do some transfer. Reviewed on: 29th March 2022

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