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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

very good card

trustable and good card. using it all time.works abroad which is a big plus plus Reviewed on: 29th March 2022

Exceptional clean welcoming site. Friendly owner. Great views.

Easy to access and great customer service Reviewed on: 29th March 2022

Easy to apply

Brilliant credit builderhighly recommended Reviewed on: 29th March 2022

Very good service, easy to use

I found zopa incredibly helpful and will definitely be using it again. Reviewed on: 29th March 2022

Easy to use and set up

When i was setting up my account, it was easiest thing ever and their instructions are simple Reviewed on: 29th March 2022

Mrs Ramona Gabriela Grecu

Experience very good for my family Reviewed on: 29th March 2022

Elvas3070

Elvas3070 nice credit card I recommend $ Reviewed on: 29th March 2022

Very good

this is the best way to see what you are spending and you can keep an eye on it all and you can suspend and that is also better for Reviewed on: 29th March 2022

Great company

Good credit card provider I really do recommend to others Reviewed on: 29th March 2022

Easy to manage.

Great service. Convenient to use in hard times and for emergencies. Really good company to have in your pocket. 10/10. What are you waiting for go Zopa Reviewed on: 29th March 2022

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