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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Excellent services and customer service

I have a fantastic experience with zopa and this is every time and they're very helpful Reviewed on: 29th March 2022

Great credit card service

Zopa is a great credit card service, Reviewed on: 29th March 2022

Just excellent

Great for everything, low interest, updated regularly and customer service team are excellent too Reviewed on: 29th March 2022

Best.

Zoppa really help me when i was in need. Best credit company! Reviewed on: 29th March 2022

Saved the day!

Ended up with a bad credit score after a bad relationship, zopa gave me a chance to rebuild that and put me back on track never been hapier Reviewed on: 29th March 2022

Great starter credit card

If you need to get started on the credit ladder, build your rating this card account is highly recommended. The app is easy to use and understand. Reviewed on: 29th March 2022

Excellent

Very easy to use and quick action affordable and competitive Reviewed on: 29th March 2022

I like it

I like Zopa, making a payment is easy. The only thing I struggle with is contactless payment - it doesn’t work for me but other than that it’s good Reviewed on: 29th March 2022

Zopa simplicity

I recommend Zopa as I recently became a new customer of Zopa and the service received and simplicity of its app is so easy to use and very reassuring for a person like me who isn’t the best with modern technology. Reviewed on: 29th March 2022

Best customer service

Best customer service and very helpful for my daily life Reviewed on: 29th March 2022

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