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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent card for building credit and simple and easy to use app.

Very pleased with this card, it informs you whenever it is used. App is really easy to use. Reviewed on: 29th March 2022

Good one

Very good service with zopa credit cart Reviewed on: 29th March 2022

Very good

trustworthy , easy app, fast asnwer, quick service, very good. Reviewed on: 29th March 2022

Fab easy and convientent

No fuss great service. Helpful staff Reviewed on: 29th March 2022

Brilliant card

Always helpful whenever help is needed Reviewed on: 29th March 2022

Just so easy to apply and communicate so well

They have helped out in a number of situations and so easy to apply. Great service Reviewed on: 29th March 2022

Amazing!

Card is good and simple to use and activate well done Zopa Reviewed on: 29th March 2022

Simply Brilliant

Great company great customer service. Reviewed on: 29th March 2022

Quick easy simple reliable

Zopa is a good credit card service to have so it’s easy to use with the contactless set up but so far a really good card Reviewed on: 29th March 2022

Fabulous zopa

The credit card is great, easy to manage payments and has a low interest rates. I would recommend this card to friends and family. Reviewed on: 29th March 2022

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