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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Easy, reliable, helpful

Extremely easy and user friendly app. Makes everything simple for us to understand. Doesn't just give large credit straight away meaning less chance if huge debt. Reviewed on: 29th March 2022

Nice one

I will recommend everyone to take Zopa Reviewed on: 29th March 2022

Great Service.

Simple straightforward banking with no fuss and always kept informed. Reviewed on: 29th March 2022

Easy, great service

Excellent and easy to understand app Reviewed on: 29th March 2022

Easy and convenient credit card

The process of getting this card is very simple and it’s so easy to keep on track with the app. Reviewed on: 29th March 2022

Easy set up

Easybtobset up, card came quickly, charges are a bit high and changes often Reviewed on: 29th March 2022

Totally professional

Excellent service . Very helpful and easy to arrange. Reviewed on: 29th March 2022

Stunning

Zopa is the best service ever 'because always ❤️ customer care has been made polite '' and gentle reminder before take payment Reviewed on: 29th March 2022

Really nice app.

I like this app its really nuce and easy to use. Reviewed on: 29th March 2022

Helpful and Stress free

It was an easy application process, quick response in regards to the outcome and great communication. Reviewed on: 29th March 2022

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