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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simple! the best

Simple! the best.................. Reviewed on: 29th March 2022

Very good efficient

Very good service easy app to use and follow. Customer friendly Reviewed on: 29th March 2022

Top bank

Always there for you when you need it Reviewed on: 29th March 2022

There when needed

Zopa where the only one's willing to take a chance with me that's why I won't let them down. They are a very good company they offer so many services and right there when needed. Than you Zopa. Reviewed on: 29th March 2022

Brilliant

Thank you zopa I found it hard to get a credit card and they helped me out alot Reviewed on: 29th March 2022

Great service

Zopa is an excellent credit card with great interest rates on savings accounts also Reviewed on: 29th March 2022

Perfect help in hand

Since being a customer for Zopa I have nothing but good things to say from applying for a credigg to card to actually using it has been quick and easy to do! It has helped me use the credit card for emergency use and has helped me since applying for it! Highly recommend! Reviewed on: 29th March 2022

The future of banking!

Everything is clear, quick, great rates and flexible repayments. Love this bank it has got me back on track! Reviewed on: 29th March 2022

Excellent service

For the first time I have control over my spending without having to go without essential items at the end of the money, made easier to control with a credit blanket not used set to own limits, Reviewed on: 29th March 2022

Great information and control

I love the texts saying how much I have left and what's being spent. This allows me great control and confidence that no one can use my details without me knowing immediately Reviewed on: 29th March 2022

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