Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Easy and efficient

I like zopa because it is simple you and easy to use. No more jumping through hoops to figure things out. GO ZOPA! Reviewed on: 29th March 2022

Excellent credit card

Actually I’m using 2 to 3 credit cards but I love this card because fast updates on payments and everything that I love in zopa Thank you zopa thanks for everything Reviewed on: 29th March 2022

Amazing ! Could not find any better

It’s amazing I have been using it for a few years now ! I have had no issues at all ! Customer service is even better ! I could not ask for more Reviewed on: 29th March 2022

Helpful keeping you up to date

I find it great as when need it it is available, no hassle or pressure Reviewed on: 29th March 2022

Fast quick decision

Fast decision upon applying Card arrived very quickly Reviewed on: 29th March 2022

One of the best things I ever got

I was struggling a lot untill I was shown zuto now I can’t get enough of it Reviewed on: 29th March 2022

Best Credit Card Provider

Zopa is amazing for me because they make it easy for you to see how well you’re utilising your credit. I’m the app it also shows you your score and tells you what to do to improve your score and stay on track Reviewed on: 29th March 2022

Great all round

Quick acceptance,quick arrival and quick and easy to use app !! Great card!! Reviewed on: 29th March 2022

Very good customer service and fast process on application for card

They were very understanding and helpful Reviewed on: 29th March 2022

Quick easy and helpful

The best credit card company around. So easy and quick and a helpful service. Must importantly for me. Was how the company handled my identity safety. I am very impressed with Zopa. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.01 from 60 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub