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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Straightforward Credit Card

Straightforward and prompt with a well thought through supporting App Reviewed on: 29th March 2022

Simple! the best

Simple! the best.................. Reviewed on: 29th March 2022

Very good efficient

Very good service easy app to use and follow. Customer friendly Reviewed on: 29th March 2022

Top bank

Always there for you when you need it Reviewed on: 29th March 2022

There when needed

Zopa where the only one's willing to take a chance with me that's why I won't let them down. They are a very good company they offer so many services and right there when needed. Than you Zopa. Reviewed on: 29th March 2022

Brilliant

Thank you zopa I found it hard to get a credit card and they helped me out alot Reviewed on: 29th March 2022

Great service

Zopa is an excellent credit card with great interest rates on savings accounts also Reviewed on: 29th March 2022

Perfect help in hand

Since being a customer for Zopa I have nothing but good things to say from applying for a credigg to card to actually using it has been quick and easy to do! It has helped me use the credit card for emergency use and has helped me since applying for it! Highly recommend! Reviewed on: 29th March 2022

The future of banking!

Everything is clear, quick, great rates and flexible repayments. Love this bank it has got me back on track! Reviewed on: 29th March 2022

Excellent service

For the first time I have control over my spending without having to go without essential items at the end of the money, made easier to control with a credit blanket not used set to own limits, Reviewed on: 29th March 2022

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