Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
156350% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43506)

Great and convenient

5
I love it as its so easy to use.. never had an issue as a mum of 3 with 2 businesses speed is key for me and the app is amazing and super easy to navigate! Reviewed on: 29th March 2022
Laura Duffy's avatar
Laura Duffy

Great credit card

5
Great credit card friendly staff and helpful and flexible with payments when needed Reviewed on: 29th March 2022
pete moon's avatar
pete moon

I LOVE ZOPA

5
My credit score has never looked so good. Only had Zopa a couple of months but it's helped me so much! I recently bought a car on finance and the financial advisor told me I have 'the best credit score' for an 18-year-old he's ever seen. Thanks, Zopa you truly are the best :) Reviewed on: 29th March 2022
Kesheba Evans's avatar
Kesheba Evans

Amazing

5
Great card, great service, no hassle Reviewed on: 29th March 2022
Paul's avatar
Paul

Great Team

5
1 will highly recommend Zopa to family and friends. Very easy to apply and my card arrived in 3days. Unbelievable how the site works. Thanks to all Zopa team. Reviewed on: 29th March 2022
Ng 's avatar
Ng

Great company

5
Zopa have been outstanding throughout my whole experience with them. I would recommend them to anyone. Reviewed on: 29th March 2022
Nicci Finn's avatar
Nicci Finn

Amazing

5
Very easy and reliable, would recommend to anyone Reviewed on: 29th March 2022
Alex Allen's avatar
Alex Allen

Good

5
Excellent very easy to assess and very good response. Charges are reasonable. Providing loan for the client. Reviewed on: 29th March 2022
Baiju 's avatar
Baiju

Zopa is the nicest credit card I have ever seen I loved it

5
It’s amazing and easy to use I really loved it Reviewed on: 29th March 2022
Zaki Show tube's avatar
Zaki Show tube

Reliable and helpful overall good experience.

5
I have a easy accessible app to keep track of my spending. Zopa are great with any customer queries I’ve had and have dealt with it quickly and efficiently. Reviewed on: 29th March 2022
Melissa's avatar
Melissa

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5954 reviews
    Zopa

  • Personal loan

    from Zopa 4.94 from 68054 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill