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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
156350% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

Very good card and the app is amazing

5
Very good and the app is great you can do all within the app Reviewed on: 29th March 2022
Margaret Campbell 's avatar
Margaret Campbell

Great service

5
Provide great service for everyone even with bad credit, they take a chance on people Reviewed on: 29th March 2022
Tim Worsnop's avatar
Tim Worsnop

The best

5
Very helpful and have good reputación Reviewed on: 29th March 2022
Maritza's avatar
Maritza

Great service

5
I had issue to get credit card previously but Zopa give me a chance to get it. Thanks Reviewed on: 29th March 2022
Russo's avatar
Russo

Great first time credit card

5
I found it easy to set up and easy to use as a first credit card. Reviewed on: 29th March 2022
Caitlin Lester's avatar
Caitlin Lester

Amazing Service

5
Excellent professional service would highly recommend to anyone Reviewed on: 29th March 2022
Joanne Mcmordie 's avatar
Joanne Mcmordie

One of the best

5
I applied for a card and I got the card after 9 days. Bad experience no I called through to Zopa after 7 days and the operator was very good and sent out another card and advised he sent it first class. Using the card is very easy and one of the best features is the cushion cap which helps you manage your money better. Reviewed on: 29th March 2022
Raihaan's avatar
Raihaan

Loved it

5
I like the way they provide things to them who really wants it Reviewed on: 29th March 2022
Dhruvil Patel's avatar
Dhruvil Patel

Excellent

5
The application process was very straight forward. My account was open instantly and my card arrived within a week. Notifications are prompt and the app is very easy to use. Reviewed on: 29th March 2022
SonSon Gooner's avatar
SonSon Gooner

New Customer Review

5
I have had a good response from Zupa as a new customer, found their application process very secure with a good APR happy to recommend. Reviewed on: 29th March 2022
john smith's avatar
john smith

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