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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Accepted me when many wouldn't

Zopa have or more to the point are helping rebuild me credit rating, only one of a very limited few prices that seemed willing to help. Zopas application process was by far the easiest Reviewed on: 29th March 2022

Excellent credit card

Very good credit card, and tailored to specific needs, seem to be more about helping rather than profiting. Reviewed on: 29th March 2022

Really great credit

I was really pleased when I received my Zopa card. It gave me credit just when I needed it! Reviewed on: 29th March 2022

Great experience

Never had any problems with this company … everything been spot on Reviewed on: 29th March 2022

Good Card but higher interest rate

Easy to use and good customer service Reviewed on: 29th March 2022

Fair

In todays climate of credit scores and payment history Zopa are up there with Nelson Mandela Reviewed on: 29th March 2022

Fantastic

Everything went well and smoothly as it should be Reviewed on: 29th March 2022

Very helpful company ... very happy customer

Any help I need from customer service or on telephone they are always there. Very easy and straight forward APP to download on your phone and very easy to use to control your money. I would recommend Zopa to anyone who looking to build there credit and tips they give:) Thank you Zopa Reviewed on: 29th March 2022

Easy to apply

Found it easy to apply and recieved card very quickly Reviewed on: 29th March 2022

Amazing card

Fast service to receive my card and app is clear and always upto date Reviewed on: 29th March 2022

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