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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Really easy application

Easy application process, great customer service Reviewed on: 29th March 2022

Easy to use

Card and app are very easy to use Reviewed on: 29th March 2022

Easy to deal with

Easy to deal with I haven't had any problems with them and would recommend to everyone Reviewed on: 29th March 2022

Fab product

Very easy sign up. Card delivered promptly. Easy to use app Reviewed on: 29th March 2022

Never had a problem

Never ever had a problem with these guys helped me when no one else would really would highly recommend Reviewed on: 29th March 2022

Great service very helpful

Great advice given when I needed it service was on point helpful and fast Reviewed on: 29th March 2022

Quick and understanding

Trying to make and remake my financial life, I came across zopa, since my credit was bad and I wanted to improve it and zopa has not disappointed me yet. Reviewed on: 29th March 2022

easy

so easy to apply and once received so easy to keep track on the app Reviewed on: 29th March 2022

Treat customers well

With my not.so good credit rating i was offered a credit card Reviewed on: 29th March 2022

Saved the day

Accepted straight away and helps with rainy day Reviewed on: 29th March 2022

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