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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Wery good!

Wery good .I like because is easy to use it! Thank you! Reviewed on: 29th March 2022

Great bank

I love the clear and easy way you can use the bank/app Very refreshing to have a bank with people in mind . I've recommended many people to zopa. Keep the way your in touch with the public. Fantastic. Thank you . Reviewed on: 29th March 2022

Best credit card company ever

Best customer service, they always sort out issues in seconds Reviewed on: 29th March 2022

Reliable company

Good company on who u trust & u safe as well Reviewed on: 29th March 2022

The best

Thank you so much I'm so thankful Reviewed on: 29th March 2022

Easy to use, quick service

This bank is extremely easy to set up, your card and account is reasy to use very quickly. The app give you the chance to check on your accounts easily and stress free. Reviewed on: 29th March 2022

my zopa

only had a short time but very impressed by service Reviewed on: 29th March 2022

Easy to access

I enjoy using the card for transaction Reviewed on: 29th March 2022

Zopa Card

Zopa card is very good . The app is really easy to use to make payments and track your spending. Reviewed on: 29th March 2022

The best bank I have ever used

Quick and easy to access your money via mobile phone Reviewed on: 29th March 2022

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