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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Cracking company

No hassle easy to apply and very conscientious about credit limit Reviewed on: 29th March 2022

Perfect

Everything perfect Reviewed on: 29th March 2022

Good

I have been enjoying good service so far. I love ZOPA Reviewed on: 29th March 2022

Best financial freedom ever

User friendly customer centred Reviewed on: 29th March 2022

Good credit card

Great apps, easy to set up and use Reviewed on: 29th March 2022

Dose what it says on the tin

Very quick reply very helpful card came within 10 days very clear Reviewed on: 29th March 2022

Very likely

Nice and easy very help and understanding Reviewed on: 29th March 2022

Excellent

Zopa is my life saver for all those unexpected bills and other costs that crop up from time to time. I love the fact that you can pay your bskjance and it immediately goes straight onto your card, no waiting days like other companies Reviewed on: 29th March 2022

Best

I love this card is helping me alot Reviewed on: 29th March 2022

Really easy application

Easy application process, great customer service Reviewed on: 29th March 2022

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