Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great company

I like the app very easy to use and clear to see what you are looking for Reviewed on: 29th March 2022

Excellent service

Easy to apply almost immediate response card arrived very quickly very happy with service. Reviewed on: 29th March 2022

Steel fixer

Three years experience………………………. Reviewed on: 29th March 2022

This is how borrowing should be

Easy application process and no extortionate fees Reviewed on: 29th March 2022

Fantastic

My honest opinion is that the Zopa app platform was so easy to apply for especially for me as I am rebuilding my credit after bankruptcy and I appreciate it's hard to get a credit card but zopa have been good in my approval. The app is user friendly and informative Reviewed on: 29th March 2022

Great card to build credit

Real easy process Great rates would highly recommend 5 stars Reviewed on: 29th March 2022

Experience

Excellent likely recommend friends Reviewed on: 29th March 2022

Great Service

Zopa are a great company to use the customer services team are friendly and understanding and I get regular updates so I can stay in control of my spending Reviewed on: 29th March 2022

Fab

Always here to help, not matter what problem I have Reviewed on: 29th March 2022

Great card

Great professional company life's a breeze with them Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.10 from 19 reviews
Chrome Card
from Vanquis 4.18 from 8 reviews
Everyday spending credit cards
from Halifax 4.04 from 74 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub