Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good stuff

Zooplankton has been good since I had the card. Good rates,no hassles, easy to pay. Reviewed on: 29th March 2022

Zopa Credit Card

This is a great little card, that helped me out with a fairly big Vet's Bill. Reviewed on: 29th March 2022

Best one ever

Very quick to get, sorted out in minutes and card arrived in 2 days. The app is very easy to use. 10/10 definitely Reviewed on: 29th March 2022

Everything is good

Everything is very good and good application for used easy Reviewed on: 29th March 2022

Zopaaaaar!!

It’s zooparrr easy to apply for and the app is amazing!! Keeps you in control!! Reviewed on: 29th March 2022

Very understanding Bank, everything explained and they are always available for any queries

I find them 10/10.All interest payments etc explained in easy to understand text Reviewed on: 29th March 2022

Pleasant

Nice and easy with minimum payment options Reviewed on: 29th March 2022

Brilliant

Very good would highly recommend them Reviewed on: 29th March 2022

Happy

It is an excellent way to improve your credit in a simple and easy way, it is also super easy to control and it always keeps you up to date so that you don't miss payments. Reviewed on: 29th March 2022

Amazing

Customer service and all functions on app are great. Would find it hard to match it out in market Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.35 from 14 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Credit card
from Yonder 4.83 from 953 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub