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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Credit Card Management

I opted for a Zopa credit card as it provided an easy to use app allowing control of my spending by setting limits with the option of a higher amount but only available in emergencies. I have held the card for a few months now and can truthfully say I benefit from the credit management tools available. Additionally, I have now taken out a savings account with Zopa and again the features available are great. Reviewed on: 29th March 2022

Best card credit in the market

Ordered a few months ago and no issues so far... Reviewed on: 29th March 2022

It was a perfect eperience

I had a great experience using ZOPA Reviewed on: 29th March 2022

Great company

They give everyone a chance to get a credit card Reviewed on: 29th March 2022

Really easy and professional service and product!

Never have any issues with late payments as always get prompted in a courteous way. Staff seem genuinely interested In Their product! Great experience and in my opinion much easier to manage and use than high street banks etc Reviewed on: 29th March 2022

Awesome

Fantastic so easy to use great customer service Reviewed on: 29th March 2022

Great service

Very understanding company. Great service. Reviewed on: 29th March 2022

Great card

Great card for little online purchases that you don’t want to use your debit card Reviewed on: 29th March 2022

Easy to apply for setup and use

I was able to buy some clothes and bitcoin well happy thanks Reviewed on: 29th March 2022

Customer centric

I have had a great (5 star) experience using Zopa Reviewed on: 29th March 2022

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