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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Im New customer seems all good so far.

Seems really good so far apps really easy to use and able to keep on top of things . Reviewed on: 29th March 2022

Excellent !!!!

Very easy to use app, easy application , everything is explained Reviewed on: 29th March 2022

Simple and straightforward

Quick and easy to apply, services seams Quick and up to date and the app is fresh with easy navigation to understand what you are looking for thank-you Reviewed on: 29th March 2022

Amazing

I am so happy with Zopa amazing service Reviewed on: 29th March 2022

Best provider

Easy to use, app is straight forward. Reviewed on: 29th March 2022

Brilliant service, very easy to use with online app

Brilliant experience, online app is fantastic and easy for any user Reviewed on: 29th March 2022

Great card

Only a few weeks, but card is great Reviewed on: 29th March 2022

Superb experience

The whole experience from applying to using zopa credit card was an easy stress free process.would highly recommend.very reasonable Apr rates too so affordable for all. Reviewed on: 29th March 2022

Great Credit card

Easy application based credit card. Very user friendly. Reviewed on: 29th March 2022

Great service

The best I’ve used ever ! Very easy app Reviewed on: 29th March 2022

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