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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy to use accepted quickly

Didn't have towait long to get approval. Got card within couple of days and ready to use. App is very good too! Reviewed on: 29th March 2022

Very helpful.

Very helpful and user-friendly company both in the application process and an ongoing daily basis. Reviewed on: 29th March 2022

Great service

Great service with easy to use informative app Reviewed on: 29th March 2022

Arturo1978

Very high recommendation Zopa very helpful building your credit score. Reviewed on: 29th March 2022

Overall Amazing

I really like signing up with Zopa, it was very easy to use and very quick to set up. I have had no issues with using the app and it has a lot of useful tips to use to be smart with money. I would recommend this to anyone I speak to. Reviewed on: 29th March 2022

A Great Review

Thanks to Zopa ,so helpful and very easy and generous alround,thankyou Zopa Reviewed on: 29th March 2022

Handy and easy to use

Was quick to activate and easy to fill app. Reviewed on: 29th March 2022

Works for me

The app is easy not a gimmick application was easy so yeah all good Reviewed on: 29th March 2022

Zopa is Number1

Love zopa had them for a few months now and have never had any issue with them great company Reviewed on: 29th March 2022

Great company

Brilliant service! Any problems there online chat agents are always there to help. And i also like the app it is easy to use and manage payments Reviewed on: 29th March 2022

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