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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best twenty first century bank

Best credit card l have ever had. Got the choice of checking what l use without any hussles. Reviewed on: 29th March 2022

Very good love everything about zopa

Very good always helpfull no problem great service well recommend thanks for everything you do Reviewed on: 29th March 2022

Great rate and good customer service.

Easy to apply and give alot of limit. Reviewed on: 29th March 2022

Surprising how easy things work with Zopa, everything is made clearer, simpler and above efficient

So far I am very happy with Zopa and l am sure it’s for many years to come. Reviewed on: 29th March 2022

So easy and simple from step 1

I was very happy with how easy and simple everything was from the application process to setting up the app which is so handy to use and I received my card so fast! I would 100% recommend ZOPA! Reviewed on: 29th March 2022

Absolutely amazing

Good credit limit not much of a late payers fee overall amazing Reviewed on: 29th March 2022

Easy and fast service

Both me and my partner have a Zopa account, and they are brilliant. Easy to manage, fast withdrawals and a user-friendly service. Not to mention the excellent customer service and their low charges. Would highly recommend Reviewed on: 29th March 2022

Very nice bank

I’m very happy with these card.makes you feel safe Reviewed on: 29th March 2022

Credit Card Management

I opted for a Zopa credit card as it provided an easy to use app allowing control of my spending by setting limits with the option of a higher amount but only available in emergencies. I have held the card for a few months now and can truthfully say I benefit from the credit management tools available. Additionally, I have now taken out a savings account with Zopa and again the features available are great. Reviewed on: 29th March 2022

Best card credit in the market

Ordered a few months ago and no issues so far... Reviewed on: 29th March 2022

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