Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent card, excellent brainstorming

Just saying wow with this fifth generation card. With spending cap, spend controlling facilities, flexibility and you name it! It’s just a fresh breath in a air of crowd. Thanks Zopa. Reviewed on: 29th March 2022

Service

Best service easy to work on app Very reliable Reviewed on: 29th March 2022

The best credit card on the market

Applying, using and the app functionality is all so simple. I like the branding and colour schemes which makes me proud to be a Zopa account holder. Keep doing what your good at and may you win the awards for your creativity and hard work Reviewed on: 29th March 2022

Great service.

Zopa is a great service for my banking. Fantastic app, easy to use. Great and responsive customer service. Highly recommended Reviewed on: 29th March 2022

Zoopa Credit Card

Amaizing tem Only them help me with a credit card Thank you!! Reviewed on: 29th March 2022

Best bank

Excellent company excellent service Reviewed on: 29th March 2022

New user

I found getting approved really simple the app is great! Really easy and smooth process and felt very at ease. Reviewed on: 29th March 2022

Great

Gave me a chance when I wasn't accepted anywhere else giving me a chance to boost my credit score. Reviewed on: 29th March 2022

Zopa are very helpful and understanding

Zopa have helped me when I was turned down by other banks Reviewed on: 29th March 2022

Super

Super ușor de folositsi de încredere Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 3.95 from 161 reviews
Instant pay
from Incredible 5.00 from 28 reviews
Clubcard credit cards
from Tesco Bank 4.03 from 328 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub