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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Flexibility

I love Zopa very easy . When I applied for credit card doesn't take long for them to send me my card and also very easy to set up . Thanks Zopa Reviewed on: 29th March 2022

Done in 60 seconds

It was so easy and smooth money was in the account and the direct debit set up easy as that fantastic Reviewed on: 29th March 2022

Simple

Good customer service and readily available information about all services Reviewed on: 29th March 2022

Worldwide

Really good card to use worldwide Reviewed on: 29th March 2022

A fabulous credit card

I’m happy that I decided to apply for a Zopa credit card as the app is very easy to use. A nice and up to date design with simple yet attractive colours. I’ve not had any issues with the company and their customer service agents are extremely friendly and helpful! I am happy to recommend them to family and friends as I feel secure using their services. Reviewed on: 29th March 2022

Fantastic

I am struggling with getting my credit score up and Zopa has giving me the best chance at being able to do this Reviewed on: 29th March 2022

Highly Recommend

I love Zopa helped me so much when I needed it most, Very reliable and always keeps me up to date with my statements & payments the app is very user friendly and simple! Reviewed on: 29th March 2022

No words other then brilliant

Brilliant,fantastic no thee words to describe this bank/credit card!! Along side the Zopa app it does everything you need statements,very easy to pay off outstanding debit on the card and the customer service is outstanding!!!I would definitely recommend Zopa for all your banking needs Reviewed on: 29th March 2022

Great for people with little or bad credit

Great for people with bad credit ratings easy to use and Reviewed on: 29th March 2022

Happy with Zopa

Happy with Zopa. Helped me in hard times. Thank you Reviewed on: 29th March 2022

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