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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

BEST USER EXPERIENCE FOR CREDIT CARDS

I have recently signed up with ZOPA and I must say I’m very pleased with this credit platform. Seamless user experience,affordable rates,flexible repayment dates,fast transactions,responsible lender. I would say ZOPA it’s the Monzo of Credit cards,I congratulate them on their amazing platform. Reviewed on: 29th March 2022

Easy simple banking

I have the app which is very easy to use and has everything I need. I can self serve which is great and if I need to speak to someone they are on hand too. On the go, very professional and great service all round! Reviewed on: 29th March 2022

Great service

Great service good customer service Reviewed on: 29th March 2022

Zopa

Is the best credit card, I recommend with confidence very easy to manage Reviewed on: 29th March 2022

Simplicity

Ordered my card and recieved it within three days Online activation was simple and quick Much easier than other cards Reviewed on: 29th March 2022

Easy

Quick service and easy to follow through app. Reviewed on: 29th March 2022

The best bank

My experience opening an account was the smoothest ever on delays and they provided everything they said they would Reviewed on: 29th March 2022

Brilliant service

Happy with the customer service and tech. Glad I signed up Reviewed on: 29th March 2022

Flexi Zopa

Super application, flexible and easy to use Reviewed on: 29th March 2022

great

very good customer service great credot card to use.good for rebuilder credit Reviewed on: 29th March 2022

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