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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great help, fast service

Helped me when I found myself in a financial pinch. Application was quick and easy, funds available quickly. Reviewed on: 29th March 2022

Good

Really enjoy my experience so far Reviewed on: 29th March 2022

Awesome

Was a bit apprehensive about zopa at first. But they have been awesome, really like the way they let you know about spending on your card and keep you up to date with everything. Fantastic company. Reviewed on: 29th March 2022

Excellent Service

One of the best credit card providers out there, they are always communicating with you for what’s best for you! Reviewed on: 29th March 2022

Great Card and service

Having opened a Zopa account the while process was seamless and the app makes controlling my spending totally controllable, I would and have recommended this card as a good solution Reviewed on: 29th March 2022

Great card

Excellent company, very helpful and easy application process. Would recommend to anyone that asks me Reviewed on: 29th March 2022

Help given to me by Zopa

Best credit company you can relay on Reviewed on: 29th March 2022

Easy to use

No issues at all. Great company, easy to work Reviewed on: 29th March 2022

Excellent so far

No issues at the moment, excellent so far Reviewed on: 29th March 2022

Easy access quick service manageable payments

Was easy to apply .. Credit limit realistic Payment s show on app immediately Reviewed on: 29th March 2022

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