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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Great service

5
Great service, with a very good App. very happy with everything, from the signing up processnto even receiving my card, everything was quick and officiant. Reviewed on: 29th March 2022
MsC's avatar
MsC

Fantastic

5
Fantastic experience with Zopa, would definitely recommend to anyone very easy to use Reviewed on: 29th March 2022
Louise H's avatar
Louise H

Great company and service

5
Great, simple easy to use service, very quick responses and easy to follow instructions Reviewed on: 29th March 2022
Michelle Darcy's avatar
Michelle Darcy

Amazing

5
App is easy to use and really useful for organising my finances Reviewed on: 29th March 2022
Marissa 's avatar
Marissa

Great card

5
Excellent credit card, with good rates Reviewed on: 29th March 2022
robwhite@myself.com's avatar
[email protected]

easy to use

5
Just so simple and easy to use and understand. Great features, and brilliant use of modern technology to go with the card with the App. Reviewed on: 29th March 2022
DLatham's avatar
DLatham

Great service

5
Zopa has provided me a great fast efficient service Reviewed on: 29th March 2022
Nicola Street's avatar
Nicola Street

Great!

5
Still new to Zopa, it’s going well, recommend to family and friends Reviewed on: 29th March 2022
Matty d's avatar
Matty d

Better than expected

5
Customer service is fantastic, easy to use and set limits for spending and all in all a great way to build your credit score and keep track of what you’re spending. Reviewed on: 29th March 2022
Chloe Wilson's avatar
Chloe Wilson

I highly recommend Zopa

5
Zopa’s a great credit card, especially if you are new to the credit world. Reviewed on: 29th March 2022
Jadesola's avatar
Jadesola

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