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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

I highly recommend Zopa

Zopa’s a great credit card, especially if you are new to the credit world. Reviewed on: 29th March 2022

Great card

Help me get back on track with my credit score best card for helping Reviewed on: 29th March 2022

Good card helps me out every month

Never had a problem customer service help me with with loss of my card happy to help and explain any questions Reviewed on: 29th March 2022

They are not time wasters

Straight to the point and app is very easy to use. Reviewed on: 29th March 2022

Great service highly recommend

Good for people with bad credit Reviewed on: 29th March 2022

Great credit booster

Amazing credit card that I use often helps me manage and raise my credit score in the app aswell as making paying of any credit easy as can be would definitely recommend to people as even with a low credit score to start woth you get a decent amount to use and build up Reviewed on: 29th March 2022

Very good

Have a credit building credit card with zopa and they have been brilliant in helping me achieve my goal Reviewed on: 29th March 2022

All you need

Fantastic service, quick decisions very easy to use, You get quick replies to questions and understand peoples needs thank you Reviewed on: 29th March 2022

Love the app

Card is easy to use and track having the app on your phone. Reviewed on: 29th March 2022

Spot on

Easy to know what I'm spending and Easy to back at any point using the Zopa app Reviewed on: 29th March 2022

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