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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great finance company

Easy yo use service/app with lots of financial features Reviewed on: 29th March 2022

Amazing

Great company to deal with, easy to use app and help build my credit rating Reviewed on: 29th March 2022

The best so far

Truthful and helpful credit card Reviewed on: 29th March 2022

Very good

They are fast and i didn't have any issues Reviewed on: 29th March 2022

BEST CREDIT CARD

Zopa is the best credit card compare to other cards because of the options they have given the customer, being a Visa credit card i would strongly suggest this to friends and family Reviewed on: 29th March 2022

Easy and transparent

Credit card transactions appear immediately, even when I make payments, they show up straight away, not 3 days later like others Reviewed on: 29th March 2022

Excellent card

The card is excellent had no problems and app very easy and cheap apr thanks zopa Reviewed on: 29th March 2022

Excellent

Easy to use every day. Good customer service Reviewed on: 29th March 2022

Quick and Easy

Applying for a card was quick and easy and I had my card within a few days. Reviewed on: 29th March 2022

Very reliable, efficient and recommendable

Very positive experience, and hope my credit limit will increase soon. Reviewed on: 29th March 2022

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