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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Excellent credit service

5
Very good credit card easy to use and manage and love the idea of no physical credit card excellent product and service Reviewed on: 29th March 2022
Darryl's avatar
Darryl

Great service

5
Great service, with a very good App. very happy with everything, from the signing up processnto even receiving my card, everything was quick and officiant. Reviewed on: 29th March 2022
MsC's avatar
MsC

Fantastic

5
Fantastic experience with Zopa, would definitely recommend to anyone very easy to use Reviewed on: 29th March 2022
Louise H's avatar
Louise H

Great company and service

5
Great, simple easy to use service, very quick responses and easy to follow instructions Reviewed on: 29th March 2022
Michelle Darcy's avatar
Michelle Darcy

Amazing

5
App is easy to use and really useful for organising my finances Reviewed on: 29th March 2022
Marissa 's avatar
Marissa

Great card

5
Excellent credit card, with good rates Reviewed on: 29th March 2022
robwhite@myself.com's avatar
[email protected]

easy to use

5
Just so simple and easy to use and understand. Great features, and brilliant use of modern technology to go with the card with the App. Reviewed on: 29th March 2022
DLatham's avatar
DLatham

Great service

5
Zopa has provided me a great fast efficient service Reviewed on: 29th March 2022
Nicola Street's avatar
Nicola Street

Great!

5
Still new to Zopa, it’s going well, recommend to family and friends Reviewed on: 29th March 2022
Matty d's avatar
Matty d

Better than expected

5
Customer service is fantastic, easy to use and set limits for spending and all in all a great way to build your credit score and keep track of what you’re spending. Reviewed on: 29th March 2022
Chloe Wilson's avatar
Chloe Wilson

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