Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

All round excellent

Zopa app and card are incredibly easy to use. I really like how you can see the updated balance straight away and not wait for 2 days to be updated like other credit cards. The app is also very user friendly with clear menu. Reviewed on: 29th March 2022

Absolutly fantastic card and company

Never had an issue with these guys. Always happy to help. Really simple online account and the overall management of the card is simple to use. From little things such as changing your pin all the way up to the customer service team who are on hand to manage your quaries Reviewed on: 29th March 2022

Totally great!!

No pressure. Very efficient. And the app is great too , very easy and convenient to make repayments. Reviewed on: 29th March 2022

Zopa credit card

Since joining Zopa I’ve had no problems with it. The card is easy to use and it helps me build my credit score. Reviewed on: 29th March 2022

Zopa - Super efficient!

The efficiency of Zopa is fantastic! Everything is all there in 1 place, the app is super easy to use and the customer service is fantastic Reviewed on: 29th March 2022

Fast delivery good price

it is very easy to apply and very easy Reviewed on: 29th March 2022

Zopa

I found Zopa brilliant and very easy to use and fast to reply Reviewed on: 29th March 2022

Very happy would recommend

I can’t fault Zopa great company never an issue app is easy to use they check every month automatically if you can increase your limit Reviewed on: 29th March 2022

Zooa review

Great service I would highly recommend Zopa to friends and family Reviewed on: 29th March 2022

Zopa app

The zopa app is so easy to use, when you make a payment a notification to your phone telling you how much you have spent and shows the remaining credit. making payments is easy, you can do it manually or you can set the monthly date for automatic payment. Plus you can keep an eye on your credit score and get card and loan offer quotes taylored to your situation. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 3.20 from 104 reviews
Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub