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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fabulous Card

Having a Zopa Credit Card has been the most satisfying card ever. It has given me credit to use when needed in these difficult times to get by but most importantly it has enabled me to build my credit ratings. Zopa a gods send for sure . I would recommend this card to everyone with no concerns. Easy to use App and easy to manage. Reviewed on: 29th March 2022

Easy to apply, easy to use

The process of applying for Zopa took a matter of minutes followed by a very user friendly app which is easy to use. The card itself arrived quickly and I could use it as soon as I activated it. 10/10 all round. Reviewed on: 29th March 2022

Best credit card

It's so easy to manage overall its best credit card I've had Reviewed on: 29th March 2022

Amazing service

Zopa was the only company that would offer me a credit card and so far the service has been amazing. Very easy to use and navigate in the app. Reviewed on: 29th March 2022

fantastic company always helpfull great stsff contact

Dam good bank brilliant customer service alway there to help in every way recommend to everyone Reviewed on: 29th March 2022

Helped me out of a tight spot

Love the card and easy use of the app Reviewed on: 29th March 2022

Excellent service

Very helpful good service overall ive had a good Customer service Reviewed on: 29th March 2022

Very easy to use and understand

Zopa has been good for me easy to set up and easy payment plan and interest on purchasing very low compared to otherers Reviewed on: 29th March 2022

Just what I was looking for

This is s great looking card with very reasonable interest rates and the app is user friendly. Reviewed on: 29th March 2022

Easy and helpful

It was very easy to apply for the account and the the app is very helpful and user friendly Reviewed on: 29th March 2022

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