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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Friendly service

Friendly service and being looked after Reviewed on: 29th March 2022

The Best

Joined about 3 months ago, I haven't had one problem I couldn't solve from the app in a couple mins, and this card has helped build my credit score massively in them 3 months aswell. My score WAS awful. Would recommend this agency over any other. Reviewed on: 29th March 2022

Best credit card & app

User friendly mobile app, fast credit card application. Amazing experience overall! Reviewed on: 29th March 2022

I absolutely love my Zopa card!

My Zopa Credit Card is brilliant and i like using it. I particularly like being sent reminders about transactions and when i need to pay my balance. Besf card for me at present Reviewed on: 29th March 2022

EASY APP

Very easy to set up account - informative & offers many other services Reviewed on: 29th March 2022

Fast, easy, streamlined

Streamlined my finances with a Zopa card. Easy to use App and fast application form. Great! Reviewed on: 29th March 2022

Excellent company

Excellent company, easy to use. Reviewed on: 29th March 2022

TCB

Simply the best, TCB, highly recomend Reviewed on: 29th March 2022

Vote

Good service at the time of need Reviewed on: 29th March 2022

Amazing and affective

Honestly the best credit card Iv had . Really easy to use and pay back Reviewed on: 29th March 2022

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