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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

It was awesome and that could make me recommend Zopa to family and friends

My experience with Zopa credit card can make me to write ✍️ many pages because it was a good one Reviewed on: 29th March 2022

Great service. Fast application

Very easy to apply, fast card delivery Reviewed on: 29th March 2022

Very satisfied

Very good fast and easy to use I am very satisfied with the outcome Reviewed on: 29th March 2022

Excellent service

Everything with Zopa is so easy. I can access the app whenever I want to check how much I’ve spent and how much I need to pay back. If I’m struggling I get the option to pay a certain amount back to clear my balance. Also, the credit card is so pretty Reviewed on: 29th March 2022

Really good service

It’s very easy and simple to apply Reviewed on: 29th March 2022

Helpful

Just been a great and useful card to have Reviewed on: 29th March 2022

Since i have had it been happy with the out come

Fast action on getting approved and card arriving service as been top notch since having the card thank you. Reviewed on: 29th March 2022

Fab Service

Great service. Easy to use and set up. Alerts for spending and when near limit Reviewed on: 29th March 2022

Very good

Good service and fast all time good information me stav account. Reviewed on: 29th March 2022

Best credit card

Best credit card for people in the uk who are not here for 3 years to apply for it in a traditional bank Reviewed on: 29th March 2022

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