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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Easy and friendly

5
Very easy to apply for the account and app and customer service is very friendly Reviewed on: 29th March 2022
vijith Chemmaleth's avatar
vijith Chemmaleth

Best card ever

5
Helped rise my credit rating and very helpful Reviewed on: 29th March 2022
Hasan Adam's avatar
Hasan Adam

Quick and easy to use.. efficient

5
Got the card. Easy to use and making payments simple.. Reviewed on: 29th March 2022
swarvo234@hotmail.com's avatar
[email protected]

Great company and customer sevice

5
After years without a credit card I decided to shop around for one. Zopa stood out a mile away and after being in contact I realised I have made a great choice going forward Reviewed on: 29th March 2022
Robbie Pennie's avatar
Robbie Pennie

Great service

5
Fantastic company and staff always helpful and understanding Reviewed on: 29th March 2022
John's avatar
John

Very good

5
Very good credit card company. I would recommend Zopa Credit Company to family and friends. Thanks Reviewed on: 29th March 2022
Phillip Cephas's avatar
Phillip Cephas

Great service

5
Great service love zopa just started with them the customer service is amazing looks like zopa are going to lead the banking industry in the future Reviewed on: 29th March 2022
John's avatar
John

Zopa

5
Zooa have been amazing. The app they provide is easy to navigate, gives you all the information you need in the palm of your hand. They are helping ne to build my credit rating back up. The team are very helpful and available to support you where needed Reviewed on: 29th March 2022
Scott Moreton's avatar
Scott Moreton

Great options

5
Easy acceptance for a credit card with fair interest rates. Reviewed on: 29th March 2022
Andrei-Georgian Giurgiuveanu's avatar
Andrei-Georgian Giurgiuveanu

Well done

5
Fast and up to date, when payments are made it update straight away, when more credit available they ask you first if you want it. Never declined. Able to set limits and app is very easy to use Reviewed on: 29th March 2022
Kyle wilson's avatar
Kyle wilson

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