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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great Service

Great Customer Service Always There To Help Very Understand And Willing Help And Listen Reviewed on: 29th March 2022

Fantastic

Very easy to manage and control and easy to make payments Reviewed on: 29th March 2022

Amazing company

Totally reliable and trustworthy company easy to access account customer services are very polite and always go above and beyond for there customers they always on time with taking payments Reviewed on: 29th March 2022

Never a problem

Great service nice friendly helpful honest Reviewed on: 29th March 2022

The best credit card

Easy to apply for, you get your card fast in the post and the app is so easy to use everything is explained well, and the Apr is very reasonable. Reviewed on: 29th March 2022

Great credit

Great way to boost credit score Reviewed on: 29th March 2022

Excellent credit card providers.

The zopa credit card use and app is very easy to understand and user friendly. It is flexible and almost everyone can get what is suitable for him. Reviewed on: 29th March 2022

Great features

Love the credit cushion and smart saver interest is not too bad either. Haven't had a chance to check the loans because of eligibility. But everything else looks good Reviewed on: 29th March 2022

Highly recommended

Easy to use app, straightforward application no issues at all. Reviewed on: 29th March 2022

Top service

Amazing customer service. Great bank Reviewed on: 29th March 2022

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