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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Zopa

4
Very good company who accepted me for a card and also like the way you pay it back and it goes straight back onto your card Reviewed on: 29th March 2022
Kay Culver 's avatar
Kay Culver

Zopa

5
Wry polite staff and very helpful Reviewed on: 29th March 2022
Ted Ridgeon's avatar
Ted Ridgeon

Smart credit card

5
Very efficient card, with transfer balance and good rates Reviewed on: 29th March 2022
vlad marko's avatar
vlad marko

The best credit card out there

5
I’ve been with Zopa for a couple of months now but I absolutely love the services. It is quick and easy to pay, you get notifications with the remaining balance so you are always in control of your finances and you also have the option of cash withdrawal for a small £3 fee, which is not too bad. Overall very happy with the services from Zopa and I already recommend it to my partner which has decided to sign up. Reviewed on: 29th March 2022
Roxana Pupaza's avatar
Roxana Pupaza

Modern, cool, hip and helpful

5
Really awesome little company great process applying, great communication, really quirky, human and helpful. More cars companies should take note of how Zopa do it, great representation of a brand. Keep up the fantabulous (I know this isn't a real word) work Reviewed on: 29th March 2022
James Reeve's avatar
James Reeve

Great

5
Great company , helped me a lot financially Reviewed on: 29th March 2022
johnnicol1605@gmail.com's avatar
[email protected]

Excellent for building your credit score back up

5
I’ve been using Zopa for a couple months now and they have been brilliant. Reviewed on: 29th March 2022
Brandon Reavey's avatar
Brandon Reavey

Very happy

5
I'm really impressed, it's so easy to stay in control, with the app, yes a very happy customer. Reviewed on: 29th March 2022
Trev's avatar
Trev

Excellent thanks

5
I am very happy with my zopa credit card. Thanks for all. Reviewed on: 29th March 2022
Nur Kural's avatar
Nur Kural

Best company I have used.

5
Best company I have used, friendly efficient staff. Quick to act. I would totally recommend Reviewed on: 29th March 2022
nataliemilne1975@yahoo.com's avatar
[email protected]

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