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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing bank to help people that need it the most

Zopa is brilliant, from the first sign up process to paying monthly and keeping track of your money zopa has it all. And it all works perfectly with no hidden nasties. Reviewed on: 29th March 2022

Excellent service

Customer service is very fast and helpful, and also the app is very easy to use would recommend to everyone. Reviewed on: 29th March 2022

Credit card with peace of mind

An instructive credit card provider that keeps you in the know. Keep it up. Reviewed on: 29th March 2022

.

Easy to you app every thing you need Reviewed on: 29th March 2022

Amazing credit card

Best credit card, simple and affective Reviewed on: 29th March 2022

Good

Good service from them as a credit card company Reviewed on: 29th March 2022

Great Credit building card

Perfect for low credit scores, really helps to improve credit rating, mine went up only after 2 months of opening the account as long as payments kept up to date. Reviewed on: 29th March 2022

Best in Best

When i got approved by Zopa i got shocked, they have provided a good credit limit long with limitless experience. I would recommend zopa to everyone Reviewed on: 29th March 2022

efficient

fast efficient happy with service Reviewed on: 29th March 2022

Very informative and helpful.

Easy to access the app and useful info. Reviewed on: 29th March 2022

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