Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Very good

Very nice and quick app. It’s works very fast. Reviewed on: 29th March 2022

The best credit card

Zopa is not just a credit card, with Zopa you put your money on a different level by saving and using this company. Payments are easy! Reviewed on: 29th March 2022

Excellent service

The service was very straight forward and stress free Reviewed on: 29th March 2022

Easy peasy

Easy to use, great app, not Hadd any issues, also offer good rates for saving compared to my bank. Reviewed on: 29th March 2022

Updates

Mostly updated with the pros and downs on the account will be actually helpful for the customers to balance their expenses Reviewed on: 29th March 2022

Fab card

Great card with excellent rates, perfect for rebuilding credit and increasing your credit score 5* Reviewed on: 29th March 2022

Cracking

Great app, great bank to deal with Reviewed on: 29th March 2022

Zopa Cedit Card!!

Zopa is a reliable credit card provider with an amazing and quick app, i never faced an issue with my transactions and always had the support i needed. Cheers! Reviewed on: 29th March 2022

I'm happy with the service

Quick and easy to use good app never had any problems with the app or using the card Reviewed on: 29th March 2022

Easy, fast absolutely brilliant

One of the easiest and simpleist processes I have completed for a credit card. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2527 reviews
Credit card
from Zempler Bank 4.83 from 5818 reviews
American Express Credit Card
from American Express 3.28 from 107 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub