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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

Customer service is very fast and helpful, and also the app is very easy to use would recommend to everyone. Reviewed on: 29th March 2022

Credit card with peace of mind

An instructive credit card provider that keeps you in the know. Keep it up. Reviewed on: 29th March 2022

.

Easy to you app every thing you need Reviewed on: 29th March 2022

Amazing credit card

Best credit card, simple and affective Reviewed on: 29th March 2022

Good

Good service from them as a credit card company Reviewed on: 29th March 2022

Great Credit building card

Perfect for low credit scores, really helps to improve credit rating, mine went up only after 2 months of opening the account as long as payments kept up to date. Reviewed on: 29th March 2022

Best in Best

When i got approved by Zopa i got shocked, they have provided a good credit limit long with limitless experience. I would recommend zopa to everyone Reviewed on: 29th March 2022

efficient

fast efficient happy with service Reviewed on: 29th March 2022

Very informative and helpful.

Easy to access the app and useful info. Reviewed on: 29th March 2022

Very good

Very nice and quick app. It’s works very fast. Reviewed on: 29th March 2022

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