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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

Great service good customer service Reviewed on: 29th March 2022

Zopa

Is the best credit card, I recommend with confidence very easy to manage Reviewed on: 29th March 2022

Simplicity

Ordered my card and recieved it within three days Online activation was simple and quick Much easier than other cards Reviewed on: 29th March 2022

Easy

Quick service and easy to follow through app. Reviewed on: 29th March 2022

The best bank

My experience opening an account was the smoothest ever on delays and they provided everything they said they would Reviewed on: 29th March 2022

Brilliant service

Happy with the customer service and tech. Glad I signed up Reviewed on: 29th March 2022

Flexi Zopa

Super application, flexible and easy to use Reviewed on: 29th March 2022

great

very good customer service great credot card to use.good for rebuilder credit Reviewed on: 29th March 2022

Flexibility

I love Zopa very easy . When I applied for credit card doesn't take long for them to send me my card and also very easy to set up . Thanks Zopa Reviewed on: 29th March 2022

Done in 60 seconds

It was so easy and smooth money was in the account and the direct debit set up easy as that fantastic Reviewed on: 29th March 2022

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