Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent

Easy to use app, good customer services and an all round great card Reviewed on: 29th March 2022

Excellent fully recommend

This is the best card iv ever had easy to use the app is amazing very simple everything is to hand excellent experience excellent customer service Reviewed on: 29th March 2022

great card with great deals. low cost note 100 for zopa card

in addition to a great credit card, there is excellent service at the help center. thank you zopa Reviewed on: 29th March 2022

Good credit card easy to use

Easy to sign up and use don’t need good credit Reviewed on: 29th March 2022

Very happy

Very easy to use will recommend Reviewed on: 29th March 2022

fantastic

i'm happy to have a zopa card it's easy to use with the app i manage everything easily i make payments in stores and online i recommend it to everyone Reviewed on: 29th March 2022

Amazing service

Such great service, helped me with some of my costs for my wedding in July. So thank you! Reviewed on: 29th March 2022

Great start up credit card

having found other cards hard to access. zopa is a great card for people with low scores.. it is easy to follow and understand how the card works. love the card and app. Reviewed on: 29th March 2022

Reminder

My experience with zopa has been really good! They send you reminders a week before your balance is due and simple and easy to use I would highly recommend zopa to friends and family. Reviewed on: 29th March 2022

Great card, great app.

Very pleased with this card. The app is easy to use and I particularly like that when you pay down the balance it is instantly credited, unlike most other cards. Stylish card design. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
Select Credit Card
from Nationwide 3.63 from 10 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub