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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy of access

My experience with Zopa was really good it was very easy to get the credit card the credit card only took 3 days to come from getting approved Reviewed on: 29th March 2022

Mr humberstone

Easy set up easy site to follow alwsys kept infomed Reviewed on: 29th March 2022

Very easy to use , can control spending also

Such a good app , easy to use , I can control my spending , up my limit , use more then any other of my credit cards , would recommend ! Reviewed on: 29th March 2022

Very Impressed

App is great lots of useful information. Regular updates couldn't ask for anymore very pleased with Zopa Reviewed on: 29th March 2022

Fast, reliable, absolutely great value

I've discovered Zopa by accident and absolutely fell in love with the product. The app is intuitive and straightforward, the repayments are calculated really well and it provides a flexibility I needed. Most importantly, there's no hidden charges or hard upsell of other products, which makes it even better. I'm a big fan. Reviewed on: 29th March 2022

Efficient app

I like Zopa because their iPhone app is so easy to work. You can access or change many things by a click of a button Reviewed on: 29th March 2022

Zopa a company without all of the drama

Easy to apply, quick decision, everyone deserves a second chance and Zopa have helped me with that. Very much appreciated. Reviewed on: 29th March 2022

Great service

The app is very user friendly and they have been a great service Reviewed on: 29th March 2022

Just fantastic

Couldnt believe how quick they were getting me a credit card and a loan. Reviewed on: 29th March 2022

Just very happy

Very happy quick and simple would recommend to anyone Reviewed on: 29th March 2022

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