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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44345)

Brilliant

5
Brilliant service and very helpful. Will recommend to my friends Reviewed on: 29th March 2022
Daryl's avatar
Daryl

Fantastic credit card

5
With adverse credit history I had been declined credit with other lenders. Zopa application process was straightforward, credit limit was good and online app to manage my account makes it so easy. Would highly recommend Reviewed on: 29th March 2022
Katie Huntington's avatar
Katie Huntington

Banking in the modern era

5
So easy to use and love all the helping features on the app. So much better than traditional banking! Reviewed on: 29th March 2022
Tia Khanam's avatar
Tia Khanam

Brilliant

5
Easy to use fast to upload information of spends and creditings great for on the move. Reviewed on: 29th March 2022
Kyle's avatar
Kyle

Great service

5
Always there when I need extra cash Reviewed on: 29th March 2022
nicolasullivan55@gmail.com's avatar
[email protected]

Excellent

5
Excellent service and a warm friendly service from zopa every time.very simple to use app which is very handy! 10/10 Reviewed on: 29th March 2022
nell's avatar
nell

Best credit card

5
Zopa is the best credit card ever I used, it’s giving a better opportunity to keep balance our financial credit Reviewed on: 29th March 2022
AKHIL CHALINGAL's avatar
AKHIL CHALINGAL

Best credit card ever

5
It's the best credit card ever because it's not charging you stupid fee Reviewed on: 29th March 2022
Mihai pindici's avatar
Mihai pindici

No hassle user friendly

5
A very user friendly no hassle credit card very easy apply and a straight forward app allowing total control over spending and making payments I would recommend 100% Reviewed on: 29th March 2022
Henry waite's avatar
Henry waite

really easy to use, lovely graphics

5
:) happy, signed up for zopa and have used for about a month, really happy Reviewed on: 29th March 2022
Shannon Georgia Ryan's avatar
Shannon Georgia Ryan

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