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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use

Easy to access and good interest rates Reviewed on: 29th March 2022

Fantastic company

They have always been extremely helpful and the facilities are excellent along with the credit card Reviewed on: 29th March 2022

Fantastic service

Amazing service with an easy to use app. The customer service is second to non and they are always helpful. Reviewed on: 29th March 2022

No problems

Easy app with bank no problems so far and fair charges. Reviewed on: 29th March 2022

Excellent

Good product s and lovely customer service Reviewed on: 29th March 2022

Quick, simple and straightforward

Very straightforward and simple application process with excellent communication throughout. Extremely quick delivery too. Highly recommended. Reviewed on: 29th March 2022

Great company

First rate service and a brilliant card for rebuilding my credit score can't fault them in anyway Reviewed on: 29th March 2022

Work in progress

My experience is that I only started using Zopa just over a month now,so far I can’t really say much.I think overall it’s good. Reviewed on: 29th March 2022

Customer friendly

Very satisfied with service and will reccommed it to anyone Reviewed on: 29th March 2022

They give you a second chance

Great card Great customer service Easy to use Safe Reviewed on: 29th March 2022

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