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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

They give you a second chance

Great card Great customer service Easy to use Safe Reviewed on: 29th March 2022

Really clear usable credit

Fab experiences from the start, any queries cleared up straight away and help when you need it. Reviewed on: 29th March 2022

5 star

I got accepted by Zopa for a credit card and it arrived quickly and the app was very easy to use! 100% recommend Reviewed on: 29th March 2022

5*

I love the App, so easy and straightforward. My Zopa card has been ideal for putting in savings or money to one side for Clothes etc. Excellent to use for online shopping. Reviewed on: 29th March 2022

Good service

I contacted my Zopa and got my questions answered straight away Reviewed on: 29th March 2022

Great service

Not only do they provide a great service the app is well thought out and puts you in complete controll of everything Reviewed on: 29th March 2022

Great!!!!

Can not fault the product, service in anyway Reviewed on: 29th March 2022

Easy to apply and use.

Really easy application process. Easy to use card and manage via the app. Reviewed on: 29th March 2022

Fantastic service

Such a great credit card, helps building up credit rating. App supper easy to use, I would highly recommend to friends and family Reviewed on: 29th March 2022

Kind, efficient and safe

Nothing but positive feedback. They are no unseen chargers or interested just what you agree to. Very pleased with my services thank you Reviewed on: 29th March 2022

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