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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent card

Wonderful experience, can't compare to others in all ways. Love zopa Reviewed on: 29th March 2022

First class service

Better service than usual banks ,customers service excellent, very quick response. Reviewed on: 29th March 2022

Mr Robert-Daniel Suciu

is one of the best credit cards in the UK Reviewed on: 29th March 2022

Zopa easy

Very easy to set up and use. Good communication through app. Brilliant. 5star Reviewed on: 29th March 2022

Just a great convenient card to have

simply does what it says on the tin, perfect. Reviewed on: 29th March 2022

Very good service

I've been with them a short time but seems to be very pleasure able Reviewed on: 29th March 2022

It's perfect for me

Please everyone apply for zopa credit card Reviewed on: 29th March 2022

Fast easy no hassle

I have had no disappointment with this card. I was shocked when I received though the post i was afraid to use it because of making payments, but its easy to manage repayments its a life saver. Reviewed on: 29th March 2022

Best credit card by far

Not just a credit card, but a savings portal as well, even whilst I was struggling they understand the situations your in and help you out, superb online bank service. Reviewed on: 29th March 2022

Value for money

Since I have been using Zopa card, it has made my finances easy a bit. Reviewed on: 29th March 2022

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