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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Simple and easy

The application process was so simple and fast followed then by updates on when I recieve everything which was lovely. Then app functionality is great to top it off. Reviewed on: 29th March 2022

Zop top credit card

Good service low rates no problems gave me a card when no one else would Zopa number 1 for me Reviewed on: 29th March 2022

Easy to use

This is the easiest card to use ,adn easy to understand Reviewed on: 29th March 2022

Fantastic product

Fantasticly easy to use app. and great customer service which make managing my credit so easy. Multiple options for monthly payments, as well as up to date and easy to read statements. Reviewed on: 29th March 2022

Easy and friendly

First time ever I have such a good experience with banking. Everything is so easy and friendly for everyone. There is no small prints and even if you have an issue, support team is there for you straight away. Reviewed on: 29th March 2022

Great, just a few tweaks

Had a great experience with my Zopa cc, bit of confusion about setting up dd, but sorted in the end Reviewed on: 29th March 2022

Easy and straightforward

First bank I've come across that genuinely seam to want to help there customers. Reviewed on: 29th March 2022

A safety net when needed, reliable nd very cpmpetitive rates

I joined and have never looked back, i have used thr card for everydaay spending and it is my budget0ing tool to know that i have a limit i c0an uae from montj tp month. I enjou tgis service best cars design ever good looking card.. Reviewed on: 29th March 2022

Easy

Everything is just so smooth and easy with Zopa! Reviewed on: 29th March 2022

Amazed by service

Great service always happy to help Reviewed on: 29th March 2022

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