Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Cash dash

Cash there for when am maybe short or see something i really want and able to get it Reviewed on: 29th March 2022

Best credit card company

Love there app explains everything.recommdands best deals for credit history. Reviewed on: 29th March 2022

Good and easy to use

Good and easy to use and under stand Reviewed on: 29th March 2022

Best credit card Zopa

Easy application, nice and easy to use app. Overall very good credit card Reviewed on: 29th March 2022

Easy to use

I would recommend Zopa to anyone who is looking for a credit card. They are friendly, easy to use and there is no confusion or hidden costs. Reviewed on: 29th March 2022

Excellent

This is a very helpful credit cardxwith the ability to pay early or by due date Reviewed on: 29th March 2022

Made it easy to build credit

I love the fact I can build my credit up, and make my life easier Reviewed on: 29th March 2022

Excellent credit card.

So straight forward to apply and a manageable limit upon approval. They definitely do not shove an excessive amount on you that some people could struggle to repay.. when you do pay your credit back it goes onto your account instantly. It doesn't take 3 to 5 days like most credit cards. I love my zopa. Reviewed on: 29th March 2022

Amazing

Love my zopa card not had any problems also great customer service would definitely recommend Reviewed on: 29th March 2022

No Issues

A great company never had cause to call customer services able app is very user friendly Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.48 from 37 reviews
Credit card (discontinued)
from Tymit 4.68 from 155 reviews
Everyday credit card (discontinued)
from Creation 4.00 from 22 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub