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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Brilliant service and card

Very good and easy to use app good Apr rate overall very good. Reviewed on: 29th March 2022

Great service

Simple and easy to navigate on app Reviewed on: 29th March 2022

Overall happy

The app is easy to use and easy to navigate. It also keeps you updated when you use the card so you know how much you’ve spent. Reviewed on: 29th March 2022

Excellent service

Zopa is an excellent and professional credit card company and I’m so glad to be their customer Reviewed on: 29th March 2022

Excellent app and customer service

An excellent customer experience. Great app and customer service. Reviewed on: 29th March 2022

Zoopa

Good card iti the best card in uk Reviewed on: 29th March 2022

Great credit card company to be with.

Friendly staff to talk to, great app and easy to manage your money. Reviewed on: 29th March 2022

Mr f gomez

All good very helpful very genuine Reviewed on: 29th March 2022

Responsible Lender

Very responsible lender and very good customer service Reviewed on: 29th March 2022

Awesome card, easy to use

Having everything on an app that is simple and easy to use is very convenient and makes life some much easier. Also, being able to access and see how much I’m spending is really helpful for budgeting. It is also very simple to make payments and keep on top of things helping me to improve my credit rating! Reviewed on: 29th March 2022

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