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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Zopa Credit card is not good for me because I am using this card since last 1 year and paying my full statement amount every month but still I didn't get any cards my card Limit to increase.

According to AQUA credit card ZOPA credit card is worst for me because since last one year I am using Zopa card and my credit Limit is same. Zooa credit card doing always HARD credit checks its not good for everyone one. I have AQUA Credit card since last 9 months and they increase my credit Limit 3 time, so I am not recommending to ZOPA credit card to anyone.. Reviewed on: 29th March 2022

Cash dash

Cash there for when am maybe short or see something i really want and able to get it Reviewed on: 29th March 2022

Best credit card company

Love there app explains everything.recommdands best deals for credit history. Reviewed on: 29th March 2022

Good and easy to use

Good and easy to use and under stand Reviewed on: 29th March 2022

Best credit card Zopa

Easy application, nice and easy to use app. Overall very good credit card Reviewed on: 29th March 2022

Easy to use

I would recommend Zopa to anyone who is looking for a credit card. They are friendly, easy to use and there is no confusion or hidden costs. Reviewed on: 29th March 2022

Excellent

This is a very helpful credit cardxwith the ability to pay early or by due date Reviewed on: 29th March 2022

Made it easy to build credit

I love the fact I can build my credit up, and make my life easier Reviewed on: 29th March 2022

Excellent credit card.

So straight forward to apply and a manageable limit upon approval. They definitely do not shove an excessive amount on you that some people could struggle to repay.. when you do pay your credit back it goes onto your account instantly. It doesn't take 3 to 5 days like most credit cards. I love my zopa. Reviewed on: 29th March 2022

Amazing

Love my zopa card not had any problems also great customer service would definitely recommend Reviewed on: 29th March 2022

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