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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great bank

This is a great card; the app is so easy to use and helpful. All staff are very helpful and lovely on the phone. Thank you. Reviewed on: 29th March 2022

Best

ZOPA it's the best credit card in UK, I recommended for everyone, very easy to use ZOPA app, never charged more money for extra service. Reviewed on: 29th March 2022

Very good

Im quite new here but so far pretty good Reviewed on: 29th March 2022

Nice card Easy card

I like zopa because they are simply and easy. The app is the best Reviewed on: 29th March 2022

Great bank with good service

A great bank with good service. Good rates and even better customer service. Highly recommend Reviewed on: 29th March 2022

Service

Very good service so far, haven’t had my card long. Reviewed on: 29th March 2022

Best bank

The staff are friendly they respect all customers Reviewed on: 29th March 2022

Great card

This card is helping my credit score you can get cash out straight away Reviewed on: 29th March 2022

Great company

Applied for a credit card with Zoopa and they’d increased my score already - highly recommend Reviewed on: 29th March 2022

My credit card

Easy to use and friendly staff. Quick and easy app to view Reviewed on: 29th March 2022

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