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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent service

Quick and easy application process Reviewed on: 29th March 2022

Amaizng

Very easy to use and user friendly on their app too, very understandable and amazing company! Reviewed on: 29th March 2022

The best credit card I have ever had fat updates and good rates.

I have been with Zopa for ages and it’s my best experience Reviewed on: 29th March 2022

fluffy

Only just signed up to your credit card but it as come in very useful many thanks Reviewed on: 29th March 2022

Terrific customer service

My experience with Zopa has been fantastic, keep up the great work Reviewed on: 29th March 2022

Good credit card

Easy to use, overall good credit card. Reviewed on: 29th March 2022

The best in a long time!

Nothing is ever to difficult or hard to ask when speaking with the customer service team. The app is really efficient and easy to use. I was very nervous at first - as this Is my first ever credit card. But honestly I’ve been made to feel so safe whilst using Zopa. I decided to go with Zopa as it offered such great monthly APR , especially for someone of my younger age and experience with credit cards. The credit card is a great credit score builder for me and I enjoy using it a couple times a month for fuel and using the app also. Reviewed on: 29th March 2022

quick service good experience

No problems in service, app is nice and easy to use . Highly recommend it. Reviewed on: 29th March 2022

super practical

Zopa is my first credit card and I use it for all my payments It is no coincidence that the online application is quite simple and useful number 1 Reviewed on: 29th March 2022

Superb card

The company and the set up for using the credit card is incredibly straightforward. No hassle, no issues. Exactly what you want Reviewed on: 29th March 2022

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