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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Giving people a chance

This credit card is very easy to get It’s clear in everything it does Payments are cleared straight away so no reason to fall behind there are also tips on transferring energy companies,internet etc which is great fantastic card Reviewed on: 29th March 2022

Zoopla

Quick easy to apply quick at making a decision on your loan and its was all sorted in days absolutely brilliant customer service are easy to talk to and sort any problems out asap Reviewed on: 29th March 2022

fits my needs

Good app and easy to use And the card is excellent Reviewed on: 29th March 2022

Second chance

I was a little silly in the past my with credit card and Zopa have given me a chance with a second. Thank you for the opportunity to use a credit card again. Reviewed on: 29th March 2022

The most helpful bank I have ever dealt with

Very helpful in getting me a card without punishing me for being not so well off by Very high rates. Reviewed on: 29th March 2022

Excellent

Always easy to follow all at a touch of a button Reviewed on: 29th March 2022

Customer support

Good customer support and have received feedback quickly. Reviewed on: 29th March 2022

Great service

Fantastic rate good service queries answered to very high standard. Reviewed on: 29th March 2022

Exceptional banking

A superb, bank, great service professional, great communication supet application usability, highly recommended Reviewed on: 29th March 2022

Very easy to use application and instant support from a member of the Zopa team

When I opened the credit account I was unaware of certain aspects of the credit agreement and statement dates, the online support portal was very quick and explanatory Reviewed on: 29th March 2022

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