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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Very easy to use application and instant support from a member of the Zopa team

When I opened the credit account I was unaware of certain aspects of the credit agreement and statement dates, the online support portal was very quick and explanatory Reviewed on: 29th March 2022

Spot on and easy

Fully accessible on your phone via the app. Easy to make a payment anytime and even see if your able to increase your limit or get a loan. Takes the fear out of credit cards and makes its so easy to manage. Love the cushion as you can ledge some of your limit untouched for emergencies! Highly recommend Reviewed on: 29th March 2022

Great app and easy to useB

I’ve been a customer for a short while but already really impressed by the ease of use of the app. Reviewed on: 29th March 2022

Simple and effective

Being a new customer I was delighted to find that their app is easy to use and very effective at helping me manage my finances. Contact is made simple and it gives me great confidence. A great product. Well done Zopa. Reviewed on: 29th March 2022

Easy and sensible

Easy to apply for and sensible credit limits. User-friendly app with notifications that are useful rather than annoying and tools to allow you to track your spending habits and manage your finances more effectively. Reviewed on: 29th March 2022

Fantastic easy to use card

I find my Zopa card easy to use, and 1 thing has made that very possible… The Zopa app. This app has been a peach to use with its simple, clear and straightforward set up. Reviewed on: 29th March 2022

The best

You are the best and I am very happy with this credit card Reviewed on: 29th March 2022

Brilliant

Quickly accepted and a brilliant service Reviewed on: 29th March 2022

Easy and accessible

Perfect way to build credit rating with controlled borrowing and transparency Reviewed on: 29th March 2022

Best credit card I have ever seen .

Good credit card example how to use contact less. ATM . Reviewed on: 29th March 2022

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