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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent card

So organized and great credit card, easy approval Reviewed on: 29th March 2022

Giving people a chance

This credit card is very easy to get It’s clear in everything it does Payments are cleared straight away so no reason to fall behind there are also tips on transferring energy companies,internet etc which is great fantastic card Reviewed on: 29th March 2022

Zoopla

Quick easy to apply quick at making a decision on your loan and its was all sorted in days absolutely brilliant customer service are easy to talk to and sort any problems out asap Reviewed on: 29th March 2022

fits my needs

Good app and easy to use And the card is excellent Reviewed on: 29th March 2022

Second chance

I was a little silly in the past my with credit card and Zopa have given me a chance with a second. Thank you for the opportunity to use a credit card again. Reviewed on: 29th March 2022

The most helpful bank I have ever dealt with

Very helpful in getting me a card without punishing me for being not so well off by Very high rates. Reviewed on: 29th March 2022

Excellent

Always easy to follow all at a touch of a button Reviewed on: 29th March 2022

Customer support

Good customer support and have received feedback quickly. Reviewed on: 29th March 2022

Great service

Fantastic rate good service queries answered to very high standard. Reviewed on: 29th March 2022

Exceptional banking

A superb, bank, great service professional, great communication supet application usability, highly recommended Reviewed on: 29th March 2022

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