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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa are people friendly, easy to understand app. with great communication at all times

I would recommend wholeheartedly to anyone that needs that little bit of help until payday Reviewed on: 29th March 2022

Pika das galaxias

Its a good service inthe United Kingdom. Podpah Reviewed on: 29th March 2022

A wonderful product and Team at Zopa

The team at Zopa are extremely efficient and provide a wonderful and efficient service. My Zopa card is so handy and the communications from the team are very helpful. Would most certainly recommend to my friends and family. Thank you! Reviewed on: 29th March 2022

Nice simple banking

Everything simple to use and everything at your finger tips Reviewed on: 29th March 2022

Perfect credit card easy to use

Interest is basically non existent Reviewed on: 29th March 2022

Highly recommended

Highly recommended, excellent service, the application process is very easy and quick. Fantastic app with lots of helpful tools and tips Reviewed on: 29th March 2022

Excellent service

Excellent service, very easy to use and helped me massively Reviewed on: 29th March 2022

Superb service

Very easy to deal with and the phone app is brilliant, keeps you informed at all times. Very happy with ZOPA! Reviewed on: 29th March 2022

Very good service

Since I joined zopa ,services is so fast and friendly .can't fault it. Reviewed on: 29th March 2022

I love zopa but

I really like my card, but I think the limit is too low! other than that the experience with Zopa is great. Reviewed on: 29th March 2022

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