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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

ease of use

Being a technophobe i was wary about the whole setting up an app and maintaining my account. However it could not have been more easy. Reviewed on: 29th March 2022

Star

Best bank easy access and quick response Reviewed on: 29th March 2022

Great Card... Responsible Lender

Great card to help build your credit rating Reviewed on: 29th March 2022

Due a award

One of the best ,easy to deal with Reviewed on: 29th March 2022

Good job

Keep the good work and keep improving yourself Reviewed on: 29th March 2022

Easy and efficient.

Easy application process, good added security when purchasing online. App excellent for keeping track of your account. Reviewed on: 29th March 2022

Very good service overall!

So far had a great experience with Zopa - their app is great and easy to use and the service has been great too. Reviewed on: 29th March 2022

Easy to use app

I have been with Zopa for a long time and I have found it a great card which keeps you informed of any use. The app is very good and easy to use. Reviewed on: 29th March 2022

Great back up :)

The Zopa card is a great back up to have when you need it. Always handy for me before payday Reviewed on: 29th March 2022

Perfect

Perfect card for those rejected elsewhere. Reviewed on: 29th March 2022

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