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Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Easy access

5
A very good experience and will recommend Reviewed on: 29th March 2022

Excellent service

5
Easy app , application process is quite easy and user friendly Reviewed on: 29th March 2022

Very good service

4
Once I got the app and worked out how to use it, it work well and I haven't looked back and great service Reviewed on: 29th March 2022

Easy website flexible payment's good company

5
My experience very convenient shows balance straight away and when you pay off any payments it goes straight on to your balance Reviewed on: 29th March 2022

Excellent service

5
Excellent service...Great customer care ..never had any issues which they soon resolve in a professional manner Reviewed on: 29th March 2022

Excellent

5
Excellent customer services and over all really easy to use Reviewed on: 29th March 2022

The bank of the year out of 1 to 10 I give I am easy 10 out of 10

5
I Ward recommend Zopa bank to Is everyone and Anyone✅✅✅✅✅ Reviewed on: 29th March 2022

Simple and efficient

5
Everything it’s working and so simple to use… Reviewed on: 29th March 2022

Perfect credit card

5
The best card to improve your credit rating Reviewed on: 29th March 2022

Easy and stress free

5
I have found this service helpful and stress free and it was available for me when a lot of other services wasn’t Reviewed on: 29th March 2022

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