Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quick and User Friendly

Very quick and easy application service. Card was delivered very quickly. App reasonably user friendly, eventually accessed everything I needed to Reviewed on: 29th March 2022

My Zopa credit card

I’d highly recommend Zopa as they’ve really helped my financially as I was struggling and helped me with paying things off so I wasn’t in debt. Reviewed on: 29th March 2022

A great little credit builder!

I've been working on building my credit, and there has been nothing else that has brought the numbers up more than using and paying off my Zopa each month. Thanks ZOPA! Reviewed on: 29th March 2022

excellent service

excellent service keeps me up to date with spending and money available Reviewed on: 29th March 2022

Brilliant!

Love the app, the quick delivery of the card was ace and I think that the ability to not only control date of payment but also how you are going to pay each month directly from the app is brilliant! Can't fault Zopa! Highly recommended! Reviewed on: 29th March 2022

Easy to use,easy accepted

I enjoy using Zopa service and the app is easy to use definitely recommend it Reviewed on: 29th March 2022

Mrs Anne Tsetang

It is east to understand monthly statement and easy to handle each transaction Reviewed on: 29th March 2022

undefeated service

Zopa has unbeatable services for everyone Reviewed on: 29th March 2022

Highly recommend!

Very polite and friendly credit bank. Always helpful when I need. Reviewed on: 29th March 2022

Easy to use and great interest

Been easy to use since day one. App easy to navigate, the interest and communication around when payments are required Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.83 from 953 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews
Flex Purchase credit card
from Monzo 4.90 from 3189 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub