Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy to use and great interest

Been easy to use since day one. App easy to navigate, the interest and communication around when payments are required Reviewed on: 29th March 2022

Quickest arrival ever

Easy application and arrived within a day! Reviewed on: 29th March 2022

Zopa is the ONLY bank

Zopa is the only bank I will ever get credit cards and other services they use. They are really officiant, their customer service is amazing, and the company over all is wonderful. I've not been with them long, about a year now, but it's the best thing I've ever done signing up with them. Reviewed on: 29th March 2022

Helped me out

When I needed some extra money to lend really helped me get into my feet again without having to borrow from anyone and gives a good credit limit so you know you can afford to pay it back Reviewed on: 29th March 2022

Superb

This card is brilliant . No problems with at all . Reviewed on: 29th March 2022

Only the best

Good customer service Brilliant app Well worth having Reviewed on: 29th March 2022

Friendly & Convenient Credit

No fuss application, great app,convenient way to repay Reviewed on: 29th March 2022

Zopa Review

Brilliant company with an easy to use credit card. They are quite flexible with repayments which is nice if you ever have financial difficulty one month. Reviewed on: 29th March 2022

Zopa amazing.

Very easy to use, excellent customer service and would highly recommend to anyone. Thank you zopa Reviewed on: 29th March 2022

Amazing

Outstanding and highly recommended this company to everyone . Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Nectar Credit Card
from American Express 3.23 from 14 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub