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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company

Always felt like I got help when I needed it. Highly recommended. Reviewed on: 29th March 2022

Easy to use and the best

I’ve never been accepted for a credit card due to having bad credit. My credit report would always flag to get one to help me build but I just couldn’t. I then got the option to get a Zopa and I’m glad I did! I’m finally on the path to having good credit and opening new doors for myself Reviewed on: 29th March 2022

Great service

Very easy to deal with never had any issues highly recommended Reviewed on: 29th March 2022

Amazing

Really really recommend to get the card Reviewed on: 29th March 2022

Super great

Zopa is a wonderful bank that makes banking loan easy . It’s super great and easy to use Reviewed on: 29th March 2022

Credit

I can't really think of anything special but I feel they are very kind, understandable and a go to company Reviewed on: 29th March 2022

User friendly credit

Zopa is so easy to use, giving real time updates via a friendly, easy to use interface. Big fan so far! Reviewed on: 29th March 2022

Very good credit card and quick notifications through my phone!

I’ve recently just received my Zopa card and loving it. It’s perfect for spending online as I don’t like to use my visa making online purchases. Quick notifications through my phone. Love it! Reviewed on: 29th March 2022

Great!

Really easy application and very fair with how they approve Reviewed on: 29th March 2022

Brilliant!

Love the app and how easy it is to manage everything. The credit cushion is an amazing idea too! Reviewed on: 29th March 2022

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