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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Brilliant!

5
Love the app and how easy it is to manage everything. The credit cushion is an amazing idea too! Reviewed on: 29th March 2022
Danny Potter's avatar
Danny Potter

Quick and User Friendly

5
Very quick and easy application service. Card was delivered very quickly. App reasonably user friendly, eventually accessed everything I needed to Reviewed on: 29th March 2022
Ange67's avatar
Ange67

My Zopa credit card

5
I’d highly recommend Zopa as they’ve really helped my financially as I was struggling and helped me with paying things off so I wasn’t in debt. Reviewed on: 29th March 2022
K's avatar
K

A great little credit builder!

5
I've been working on building my credit, and there has been nothing else that has brought the numbers up more than using and paying off my Zopa each month. Thanks ZOPA! Reviewed on: 29th March 2022
Jen Hamley's avatar
Jen Hamley

excellent service

5
excellent service keeps me up to date with spending and money available Reviewed on: 29th March 2022
Kirsty Sleeman's avatar
Kirsty Sleeman

Brilliant!

5
Love the app, the quick delivery of the card was ace and I think that the ability to not only control date of payment but also how you are going to pay each month directly from the app is brilliant! Can't fault Zopa! Highly recommended! Reviewed on: 29th March 2022
Danny Potter's avatar
Danny Potter

Easy to use,easy accepted

5
I enjoy using Zopa service and the app is easy to use definitely recommend it Reviewed on: 29th March 2022
Andreea Virbanescu's avatar
Andreea Virbanescu

Mrs Anne Tsetang

5
It is east to understand monthly statement and easy to handle each transaction Reviewed on: 29th March 2022
whtangtse@gmail.com's avatar
[email protected]

undefeated service

5
Zopa has unbeatable services for everyone Reviewed on: 29th March 2022
ALB2N's avatar
ALB2N

Highly recommend!

5
Very polite and friendly credit bank. Always helpful when I need. Reviewed on: 29th March 2022
Anonymous's avatar
Anonymous

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