Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Simple loans made easy

Last year I bought a car from a dealer and Zopa made this very easy to deal with. They paid the dealer and I drove away the next day. I've also taken out a loan with better interest to pay an outstanding card Reviewed on: 29th March 2022

Great company

Always felt like I got help when I needed it. Highly recommended. Reviewed on: 29th March 2022

Easy to use and the best

I’ve never been accepted for a credit card due to having bad credit. My credit report would always flag to get one to help me build but I just couldn’t. I then got the option to get a Zopa and I’m glad I did! I’m finally on the path to having good credit and opening new doors for myself Reviewed on: 29th March 2022

Great service

Very easy to deal with never had any issues highly recommended Reviewed on: 29th March 2022

Amazing

Really really recommend to get the card Reviewed on: 29th March 2022

Super great

Zopa is a wonderful bank that makes banking loan easy . It’s super great and easy to use Reviewed on: 29th March 2022

Credit

I can't really think of anything special but I feel they are very kind, understandable and a go to company Reviewed on: 29th March 2022

User friendly credit

Zopa is so easy to use, giving real time updates via a friendly, easy to use interface. Big fan so far! Reviewed on: 29th March 2022

Very good credit card and quick notifications through my phone!

I’ve recently just received my Zopa card and loving it. It’s perfect for spending online as I don’t like to use my visa making online purchases. Quick notifications through my phone. Love it! Reviewed on: 29th March 2022

Great!

Really easy application and very fair with how they approve Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.39 from 196 reviews
Platinum Cashback Credit Card
from American Express 4.42 from 69 reviews
Black Diamond Visa
from Vanquis 4.24 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub